Best Selling Personal Finance Books

The best selling personal finance ebooks at Apple's iBookstore. The chart of the most popular personal finance iBook best sellers is updated daily.

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Busines & Finance Ebook Best Sellers

Apple Books Personal Finance Books Best Sellers 2026

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Rich Dad Poor Dad - Robert T. Kiyosaki Cover Art

Rich Dad Poor Dad

Rich Dad Poor Dad What the Rich Teach Their Kids About Money - That the Poor and Middle Class Do Not! by Robert T. Kiyosaki

In Rich Dad Poor Dad, the #1 Personal Finance book of all time, Robert Kiyosaki shares the story of his two dad: his real father, whom he calls his ‘poor dad,’ and the father of his best friend, the man who became his mentor and his ‘rich dad.’ One man was well educated and an employee all his life, the other’s education was “street smarts” over traditional classroom education and he took the path of entrepreneurship…a road that led him to become one of the wealthiest men in Hawaii. Robert’s poor dad struggled financially all his life, and these two dads—these very different points of view of money, investing, and employment—shaped Robert’s thinking about money. Robert has challenged and changed the way tens of millions of people, around the world, think about money and investing and he has become a global advocate for financial education and the path to financial freedom. Rich Dad Poor Dad (and the Rich Dad series it spawned) has sold over 36 million copies in English and translated editions around the world. Rich Dad Poor Dad will… • explode the myth that you need to earn a high income to become rich • challenge the belief that your house is an asset • show parents why they can’t rely on the school system to teach their kids about money • define, once and for all, an asset and a liability • explain the difference between good debt and bad debt • teach you to see the world of money from different perspectives • discuss the shift in mindset that can put you on the road to financial freedom

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Real Wealth - Tyler Gardner Cover Art

Real Wealth

Real Wealth Make Money Work for You by Tyler Gardner

From financial educator and social media star Tyler Gardner, a clear-eyed guide to taking control of your financial life. When Tyler Gardner first became a financial advisor, he realized that the industry cared more about commissions than education. Fed up, he began posting informational videos. No jargon, no gatekeeping, just honest financial education to help his now 4+ million followers build real wealth. Real wealth isn’t someone else’s formula or number. It’s a life built with intention. It’s confidence that your money is doing what you need it to. It’s the flexibility to live how you want to—to confidently protect and grow your money, whether you’re starting with $1,000 or $10 million. Drawing on vivid stories from two decades as an educator and financial advisor, Tyler helps you define your priority, understand your portfolio, and weather volatile markets to create and navigate greater wealth. Essential, practical, and readable, Real Wealth shows you how to make money work for you—instead of the other way around.

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Generation F*cked - Freddie Smith Cover Art

Generation F*cked

Generation F*cked How Millennials and Gen Z Were Robbed of the American Dream and How We Can Fix Our Futures by Freddie Smith

Our economic system has changed, and younger generations are being locked out of the opportunities our parents once had. Generation F cked* exposes how the system broke, why the old rules no longer work, and what Millennials and Gen Z can do to reclaim their financial futures. Cancel your subscriptions. Make coffee at home. Go to college. Don’t rent. Buy a house to build equity. That advice was built for a different economy—but today, it simply doesn’t hold up. With rising inflation, unaffordable housing, stagnant wages, and crushing student debt, these old “rules of success” have become nearly impossible to follow, leaving younger generations searching for new strategies that actually work. Drawing on Freddie Smith’s relatable personal account and data-driven insights, Generation F*cked explores the ugly reality of how the American Dream—a house, kids, and a comfortable retirement—became an economic impossibility for most under-45s. With frank, solutions-oriented advice, this modern guide to our financially f*cked situation will prepare you to: • Understand how the economy became so unequal and recognize the institutions that profit from the increasing costs of living • Discuss the generational wealth divide with older generations in way that encourages empathy, patience, and productive problem-solving • Decide if renting or homeownership is a better fit for your lifestyle—and take meaningful steps towards clearing debt, investing, and saving for your ideal home • Secure your retirement without betting on social security or sacrificing your work–life balance • Staying educated, advocate for change, and set the groundwork for a more realistic definition of success The current system isn’t sustainable. By combining the big-picture problem with actionable, ground-level solutions, Generation F*cked shows the path to a better, brighter, and more equal economic future—offering a survival guide for generations to come.

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The Simple Path to Wealth - JL Collins Cover Art

The Simple Path to Wealth

The Simple Path to Wealth Your Road Map to Financial Independence and a Rich, Free Life by JL Collins

Revised and Expanded Edition. Instant New York Times Bestseller. Seen on "Hasan Minhaj Doesn't Know" and "The Diary of a CEO." The Proven Guide from the Godfather of Financial Independence—now comprehensively updated and expanded. New edition includes: updated data, FAQ, a Simple Path to Wealth Punchlist, Resources & Tools. “Beautifully written, a simple book that will have a profound impact on your life.” —Morgan Housel, author of The New York Times bestseller The Psychology of Money What if the path to wealth isn't about timing the market or picking hot stocks, or even about paying someone else to do it for you? What if it’s actually about following a radically simple plan that’s not only easier to implement, but also more lucrative than the alternatives? Drawing from fifty years of investing experience, and born out of a series of letters the author wrote to his daughter, The Simple Path to Wealth has become foundational to the FIRE (Financial Independence, Retire Early) movement, inspiring hundreds of thousands of readers to reimagine their relationship with money and freedom. The real-world success of Collins' approach is documented in Pathfinders , his collection of stories from readers who have transformed their financial lives using his method. Whether you care deeply about money, or never want to think about it at all, you’re living in a culture of spending. Everyone’s telling you that handing over your cash for this gadget, this potion, this lifestyle is the key to happiness. Meanwhile, the reality is that happiness is more likely to come from having the financial freedom to live the life you really want. Whatever your relationship with money, you will be heartened by Collins’ essential insight, which is that simplicity beats complexity every time. This comprehensive guide covers everything from debt elimination to optimizing retirement accounts, all while exposing the marketing myths and investment industry practices that keep most people from building real wealth. Collins shares specific, actionable strategies for both wealth-building and wealth-preservation phases, with a straightforward approach to asset allocation that anyone can implement.

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Trading in the Zone - Mark Douglas Cover Art

Trading in the Zone

Trading in the Zone Master the Market with Confidence, Discipline, and a Winning Attitude by Mark Douglas

Douglas uncovers the underlying reasons for lack of consistency and helps traders overcome the ingrained mental habits that cost them money.  He takes on the myths of the market and exposes them one by one teaching traders to look beyond random outcomes, to understand the true realities of risk, and to be comfortable with the "probabilities" of market movement that governs all market speculation.

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Rich Dad Poor Dad - Robert T. Kiyosaki Cover Art

Rich Dad Poor Dad

Rich Dad Poor Dad What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! by Robert T. Kiyosaki

It's been nearly 25 years since Robert Kiyosaki’s Rich Dad Poor Dad first made waves in the Personal Finance arena. It has since become the #1 Personal Finance book of all time... translated into dozens of languages and sold around the world. Rich Dad Poor Dad is Robert's story of growing up with two dads — his real father and the father of his best friend, his rich dad — and the ways in which both men shaped his thoughts about money and investing. The book explodes the myth that you need to earn a high income to be rich and explains the difference between working for money and having your money work for you. 20 Years... 20/20 Hindsight In the 20th Anniversary Edition of this classic, Robert offers an update on what we’ve seen over the past 20 years related to money, investing, and the global economy. Sidebars throughout the book will take readers “fast forward” — from 1997 to today — as Robert assesses how the principles taught by his rich dad have stood the test of time. In many ways, the messages of Rich Dad Poor Dad , messages that were criticized and challenged two decades ago, are more meaningful, relevant and important today than they were 20 years ago. As always, readers can expect that Robert will be candid, insightful... and continue to rock more than a few boats in his retrospective. Will there be a few surprises? Count on it. Rich Dad Poor Dad ... • Explodes the myth that you need to earn a high income to become rich • Challenges the belief that your house is an asset • Shows parents why they can't rely on the school system to teach their kids about money • Defines once and for all an asset and a liability • Teaches you what to teach your kids about money for their future financial success Rich Dad Poor Dad is Robert's story of growing up with two dads — his real father and the father of his best friend, his rich dad — and the ways in which both men shaped his thoughts about money and investing. The book explodes the myth that you need to earn a high income to be rich and explains the difference between working for money and having your money work for you. 20 Years... 20/20 Hindsight In the 20th Anniversary Edition of this classic, Robert offers an update on what we’ve seen over the past 20 years related to money, investing, and the global economy. Sidebars throughout the book will take readers “fast forward” — from 1997 to today — as Robert assesses how the principles taught by his rich dad have stood the test of time. In many ways, the messages of Rich Dad Poor Dad , messages that were criticized and challenged two decades ago, are more meaningful, relevant and important today than they were 20 years ago. As always, readers can expect that Robert will be candid, insightful... and continue to rock more than a few boats in his retrospective. Will there be a few surprises? Count on it. Rich Dad Poor Dad ... • Explodes the myth that you need to earn a high income to become rich • Challenges the belief that your house is an asset • Shows parents why they can't rely on the school system to teach their kids about money • Defines once and for all an asset and a liability • Teaches you what to teach your kids about money for their future financial success

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Barbarians at the Gate - Bryan Burrough & John Helyar Cover Art

Barbarians at the Gate

Barbarians at the Gate The Fall of RJR Nabisco by Bryan Burrough & John Helyar

#1 New York Times bestseller and arguably the best business narrative ever written, Barbarians at the Gate is the classic account of the fall of RJR Nabisco at the hands of a massive leveraged buyout from investment firm KKR. A book that stormed both the bestseller list and the public imagination, a book that created a genre of its own, and a book that gets at the heart of 1980s Wall Street and the culture it helped define, Barbarians at the Gate is a modern classic—a masterpiece of investigative journalism and a rollicking true story of corporate derring-do and financial swordsmanship. The fight to control RJR Nabisco during October and November of 1988 was more than just the largest corporate takeover in Wall Street history. Marked by brazen displays of ego not seen in American business for decades, it became the high point of a new gilded age and its repercussions are still being felt. The tale remains the ultimate story of greed and glory—a real-life corporate drama and a cast of characters that determined the course of global business and redefined how deals would be done and fortunes made in the decades to come. Barbarians at the Gate is the gripping account of these two frenzied months, of powerful deal makers and publicity flaks, of an old-line industrial powerhouse (home of such familiar products as Oreos and Camels) that became the victim of the ruthless and rapacious style of high-stakes finance in the 1980s. As reporters for The Wall Street Journal , Burrough and Helyar had extensive access to all the characters in this M&A drama. They take the reader behind the scenes at strategy meetings and society dinners, into boardrooms and bedrooms, providing an unprecedentedly detailed look at how financial operations at the highest levels are conducted but also a richly textured social history of wealth at the twilight of the Reagan era. At the center of the huge power struggle is RJR Nabisco's president, the high-living Ross Johnson. It's his secret plan to buy out the company that sets the frenzy in motion, attracting the country's leading takeover players: Henry Kravis, the legendary leveraged-buyout king of investment firm KKR, whose entry into the fray sets off an acquisitive commotion; Peter Cohen, CEO of Shearson Lehman Hutton and Johnson's partner, who needs a victory to propel his company to an unchallenged leadership in the lucrative mergers and acquisitions field; the fiercely independent Ted Forstmann, motivated as much by honor as by his rage at the corruption he sees taking over the business he cherishes; Jim Maher and his ragtag team, struggling to regain credibility for the decimated ranks at First Boston; and an army of desperate bankers, lawyers, and accountants, all drawn inexorably to the greatest prize of their careers—and one of the greatest prizes in the history of corporate finance. Written with the bravado of a novel and researched with the diligence of a sweeping cultural history, Barbarians at the Gate is present at the front line of every battle of the campaign. Here is the unforgettable story of that corporate takeover in all its brutality. In a new afterword specially commissioned for the story's 20th anniversary, Burrough and Helyar return to visit the heroes and villains of this epic business saga, tracing the fallout of the deal, charting the subsequent success and failure of those involved, and addressing the incredible impact this story—and the book itself—made on the world.

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La psicología del dinero - Morgan Housel Cover Art

La psicología del dinero

La psicología del dinero Cómo piensan los ricos: 18 claves imperecederas sobre riqueza y felicidad by Morgan Housel

En cuestiones de dinero, lo que importa no es lo listo que seas sino cómo te comportas. Tendemos a pensar en la inversión o la gestión de las finanzas personales como una disciplina matemática, en la que los datos y las fórmulas nos dicen exactamente qué hacer. Sin embargo, el rasgo que define a las personas que logran enriquecerse no es su destreza con los números, ni su salario o su talento, sino su historia personal, sus motivaciones y su visión única del mundo. Un genio que pierde el control de sus emociones puede ser un desastre financiero. Y lo mismo vale en caso contrario: gente de a pie sin formación en finanzas puede enriquecerse si cuenta con unos cuantos patrones de comportamiento. Esto, impensable en otras disciplinas como la arquitectura o la medicina, es fundamental en el campo de las finanzas. Este libro, llamado a convertirse en un clásico de las finanzas personales, nos provee del conocimiento esencial para entender la psicología del dinero y nos invita a hacernos una pregunta fundamental que raramente nos hacemos, cuál es nuestra relación con el dinero y qué queremos realmente de él. A partir de 18 claves imperecederas, Morgan Housel nos enseña cómo funciona la psicología del dinero y cuáles son los hábitos y conductas que nos ayudarán no solo a generar riqueza, sino, más importante aún, a conservarla. «Un libro imprescindible para cualquiera que quiera tomar decisiones más inteligentes y vivir una vida más rica.»  Daniel Pink , autor de La sorprendente verdad sobre qué nos motiva «Ideas fascinantes y consejos prácticos. Cualquiera que quiera hacerse rico debería tener una copia de este libro.»  James Clear , autor de Hábitos atómicos «Uno de los mejores y más originales libros de finanzas de los últimos años.»  Jason Zweig, Wall Street Journal «Housel es de esos escritores capaces de hacer digeribles conceptos financieros de lo más complejos. Este es un libro que se devora de principio a fin y que no solo nos explica por qué tomamos malas decisiones con respecto al dinero, sino que nos ayudará a tomar mejores.»  Annie Duke, autora de Thinking in Bets La riqueza no es fruto de nuestra inteligencia, talento o trabajo .  Es fruto de nuestro comportamiento.

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Broke Millennial - Erin Lowry Cover Art

Broke Millennial

Broke Millennial Stop Scraping By and Get Your Financial Life Together by Erin Lowry

WASHINGTON POST “COLOR OF MONEY” BOOK CLUB PICK Stop Living Paycheck to Paycheck and Get Your Financial Life Together (#GYFLT)!   If you’re a cash-strapped 20- or 30-something, it’s easy to get freaked out by finances. But you’re not doomed to spend your life drowning in debt or mystified by money. It’s time to stop scraping by and take control of your money and your life with this savvy and smart guide. Broke Millennial shows step-by-step how to go from flat-broke to financial badass. Unlike most personal finance books out there, it doesn’t just cover boring stuff like credit card debt, investing, and dealing with the dreaded “B” word (budgeting). Financial expert Erin Lowry goes beyond the basics to tackle tricky money matters and situations most of us face #IRL, including:   - Understanding your relationship with moolah: do you treat it like a Tinder date or marriage material? - Managing student loans without having a full-on panic attack - What to do when you’re out with your crew and can’t afford to split the bill evenly - How to get “financially naked” with your partner and find out his or her “number” (debt number, of course)  . . . and much more.   Packed with refreshingly simple advice and hilarious true stories, Broke Millennial is the essential roadmap every financially clueless millennial needs to become a money master. So what are you waiting for? Let’s #GYFLT!

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Una Mente Vale Más Que Un Millón - Casares Martín Cover Art

Una Mente Vale Más Que Un Millón

Una Mente Vale Más Que Un Millón Cómo Pensar, Decidir Y Actuar Para Crear Riqueza Real by Casares Martín

¿Sientes que podrías ganar más… pero algo siempre te frena? ¿Tomas decisiones financieras desde el miedo, la prisa o la duda, y luego te arrepientes? ¿Quieres aprender a pensar como alguien que crea riqueza real, con estrategia, calma y visión? Si respondiste SÍ a al menos una de estas preguntas, sigue leyendo… El dinero no te cambia la vida si tu mente sigue igual. Hay personas que ganan poco y construyen estabilidadz Y otras que ganan mucho… y aun así viven estresadas, sin control y siempre empezando de cero. La diferencia no es la suerte. Es la mentalidad con la que piensan, deciden y actúan. Porque la riqueza real no se trata solo de ingresos: se trata de criterio, disciplina, identidad y dirección. Presentamos: Una Mente Vale Más Que Un Millón Cómo Pensar, Decidir Y Actuar Para Crear Riqueza Real Este libro es una guía práctica para fortalecer tu mente financiera: la parte que decide cómo usas el dinero, cómo gestionas el riesgo, cómo te sostienes cuando llegan las tentaciones… y cómo creces cuando aparecen oportunidades. Dentro descubrirás cómo: • identificar creencias invisibles que están limitando tus resultados • tomar decisiones con claridad en lugar de impulsos • construir hábitos que crean riqueza de forma sostenible • desarrollar disciplina sin vivir en “modo sacrificio” • pasar de sobrevivir mes a mes a construir a largo plazo No es un libro para “hacerte rico rápido”. Es un libro para ayudarte a pensar como alguien que no vuelve atrás. Imagina esto… Dejas de improvisar con el dinero. Tienes un plan, un enfoque y una forma de decidir que te da paz. Empiezas a actuar con intención, no con ansiedad. Y con el tiempo, tu vida financiera cambia porque tú cambiaste primero. Si estás listo/a para entrenar tu mente, mejorar tus decisiones y construir riqueza real desde la base, Una Mente Vale Más Que Un Millón es tu punto de partida. Empieza hoy.

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How to Make Money in Any Market - James J. Cramer Cover Art

How to Make Money in Any Market

How to Make Money in Any Market by James J. Cramer

An i nstant New York Times bestseller Renowned personal finance expert, bestselling author, host of CNBC’s Mad Money , and cohost of Squawk on the Street Jim Cramer returns with how to make money in any market for every investor. Except for the one percent of the one percent, nobody learns how to make your money grow in the stock market. Jim Cramer has spent his career determined to change that. Now a household name after twenty seasons of Mad Money with Jim Cramer , cohost of Squawk on the Street , and host of CNBC’s Investing Club, Cramer shows you how to get rich by understanding the market and investing in the right growth and income stocks—ones that he can help you identify. How to Make Money in Any Market is your guide to overcoming your fear about investing, to be able to make bigger money with what you have, no matter how small—in any market.

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Jewish Phenomenon - Steven Silbiger Cover Art

Jewish Phenomenon

Jewish Phenomenon Seven Keys to the Enduring Wealth of a People by Steven Silbiger

Spielberg, Brin, Dell, Seinfeld—phenomenally successful . . . and Jewish. Why have Jews risen to the top of the business and professional world in numbers staggeringly out of proportion to their percentage of the American population? Steven Silbiger has the answer. Based on the author''s synthesis of wide reading and research, The Jewish Phenomenon sets forth seven principles that form the bedrock of Jewish financial success. With startling statistics, a wealth of anecdotes, and the fascinating details behind some of America''s biggest business success stories, Silbiger convincingly shows how these seven keys have helped the Jews historically and how they continue to ensure Jewish success today. More important, the author makes clear that these principles are equally at the disposal of Jews and non-Jews alike. The amazing success of the Jews simply proves that they work. The Jewish Phenomenon pays tribute not merely to the success of a people but to the commonsense wisdom and enduring values that can enrich us all.

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Smart Couples Finish Rich, Revised and Updated - David Bach Cover Art

Smart Couples Finish Rich, Revised and Updated

Smart Couples Finish Rich, Revised and Updated 9 Steps to Creating a Rich Future for You and Your Partner by David Bach

“[David Bach’s] advice is heartfelt and worthy. For most couples struggling to make their financial lives smoother, this is a good place to get the dialogue rolling.”— USA Today #1 New York Times bestselling author David Bach has helped millions of couples plan for a future they love with more than 7 million of his books in print. And now, completely updated and revised, Smart Couples Finish Rich , America’s favorite money book, is back. You’ll discover the latest techniques to live a life as a couple, where your values align and your money decisions become easier. Whether newlyweds, a couple planning for retirement or already retired, this timeless classic provides couples with easy-to-use tools that cover everything from credit card management to detailed investment advice to long term care. Together you’ll learn why couples who plan their finances together, stay together!

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Budgeting 101 - Michele Cagan Cover Art

Budgeting 101

Budgeting 101 From Getting Out of Debt and Tracking Expenses to Setting Financial Goals and Building Your Savings, Your Essential Guide to Budgeting by Michele Cagan

“Cagan makes the case that a budget isn’t a buzz killer. It’s financial salvation.” —The Washington Post Don’t break the bank—learn to create and stick to a budget with this comprehensive, easy-to-understand guide to saving money sensibly in this edition of the popular 101 series. Sometimes, it can seem like saving money is impossible. With everyday expenses, from groceries and gas, to the electric bill and lunch money, as well as those unexpected expenses, like car repairs and medical bills, getting—and keeping—control of your finances can feel overwhelming. With Budgeting 101 , you can start saving now. This clear and simple guide provides tons of practical advice for keeping track of your finances. With useful tips on setting financial goals, reducing debt, finding ways to save money, and creating and following a budget plan, you’ll have your dollars and cents under control in no time. Why spend more of your hard-earned money on a financial advisor? Filled with expert advice on a wide range of the most common financial concerns and step-by-step instructions to managing your money both now and in the future, Budgeting 101 has you covered.

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A Random Walk Down Wall Street - Burton G. Malkiel Cover Art

A Random Walk Down Wall Street

A Random Walk Down Wall Street The Best Investment Guide That Money Can Buy by Burton G. Malkiel

“A must-read for any investor.”—Browser One of the “few great investment books” (Andrew Tobias) ever written, with 2 million copies in print. In a time of rampant misinformation about ways of growing your money, Burton G. Malkiel’s gimmick-free investment guide is more necessary than ever. Whether you’re considering your first 401k contribution or contemplating retirement, the fully updated, fiftieth anniversary edition of A Random Walk Down Wall Street remains the best investment guide money can buy. Drawing on his experience as an economist, financial adviser, and successful investor, Malkiel shows why an individual who saves consistently over time and buys a diversified set of index funds can achieve above-average investment results. He addresses current investment fads and critically analyzes cryptocurrencies, NFTs, and meme stocks. Malkiel reveals how to be a tax smart investor and how to make sense of recently popular investment management techniques, including factor investing, risk parity, and ESG portfolios. Investors of every age, experience level, and risk tolerance will find the step-by-step guidance they need to protect and grow their dollars.

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Die With Zero - Bill Perkins Cover Art

Die With Zero

Die With Zero Getting All You Can from Your Money and Your Life by Bill Perkins

A common-sense guide to living rich . . . instead of dying rich Imagine if by the time you died, you did everything you were told to. You worked hard, saved your money, and looked forward to financial freedom when you retired. The only thing you wasted along the way was . . . your life. Die with Zero presents a startling new and provocative philosophy as well as a practical personal finance guide on how to get the most out of your money— and out of your life. It’s intended for those who place lifelong memorable experiences far ahead of simply making and accumulating money for one’s so-called “golden years.” In short, Bill Perkins wants to rescue you from over-saving and under-living. Regardless of your age, Die with Zero will teach you Perkins’s plan for optimizing your life and engaging in intentional lifestyle design, stage by stage, so you’re fully engaged and enjoying what you’ve worked and saved for. You’ll discover how to maximize your lifetime memorable moments with “time-bucketing,” how to convert your earnings into priceless memories by following your “net worth curve,” and how to navigate decisions about whether to invest in, or delay, a meaningful adventure with your “fulfillment curve” and “personal interest rate.” Using his own life experiences as well as the inspiring stories and cautionary tales of others—and drawing on eye-opening insights about time, money, and happiness from psychological science and behavioral finance—Perkins makes a timely, convincing, and contrarian case for living large. Rethink Retirement: Stop over-saving for a distant future and start using your money to create priceless memories now, when you have the health to enjoy them. Maximize Your Experiences: Learn the author’s strategy for "time-bucketing"—a powerful tool to ensure you have the experiences you want before it’s too late. A New Kind of Investment Strategy: Discover why your life's memorable moments are an investment that pays "memory dividends" for years to come. Smart Money Management: Follow your "net worth curve" and "fulfillment curve" to make smarter decisions about when to save and when to spend on meaningful adventures. Financial Freedom Now: Break free from the cycle of endless work and accumulation with a practical, step-by-step plan for living your richest life today.

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A Random Walk Down Wall Street - Burton G. Malkiel Cover Art

A Random Walk Down Wall Street

A Random Walk Down Wall Street The Time-Tested Strategy for Successful Investing by Burton G. Malkiel

A Best Book For Investors Pick by the Wall Street Journal’s “Weekend Investor” Whether you’re considering your first 401k contribution, contemplating retirement, or anywhere in between, A Random Walk Down Wall Street is the best investment guide money can buy. In this new edition, Burton G. Malkiel shares authoritative insights spanning the full range of investment opportunities—including valuable new material on cryptocurrencies like bitcoin, and “tax-loss harvesting”—to help you chart a calm course through the turbulent waters of today’s financial markets.

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Rich AF - Vivian Tu Cover Art

Rich AF

Rich AF The Winning Money Mindset That Will Change Your Life by Vivian Tu

NEW YORK TIMES BESTSELLER From TikTok star and Your (favorite) Rich BFF Vivian Tu, the definitive book on personal finance for a new generation When Vivian Tu started working on Wall Street fresh from undergrad, all she knew was that she was making more money than she had ever seen in her life. But it wasn’t until she found a mentor of her own on the trading floor that she began to understand what wealthy people knew intuitively—the secrets to beating the proverbial financial game that has, for too long, been male, pale, and stale. Building on the lessons she learned on Wall Street about money and the markets, Vivian now offers her best personal finance tips and tricks to readers of all ages and demographics, so that anyone can get rich, whether you grew up knowing the rules to the game or not. Vivian will be your mentor, dispensing fresh, no-BS advice on how to think like a rich person and create smart money habits. Throughout the pages of Rich AF , Vivian will break down her best recommendations to help you: Maximize your earnings to get more out of your 9-to-5Understand the differences between savings accounts, and where you should keep your moneyIdentify the tax strategies and (legal) loopholes you need to retire in styleOvercome investing fears to secure wealth for generationsAnd much more! Rich AF will equip readers with the tools and knowledge to not only understand the financial landscape, but to build a financial strategy of their own. And with Your Rich BFF at your side, you’ll be able to start your financial journey already in an affluent mindset, making the most of your money and growing your wealth for years to come.

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One Up On Wall Street - Peter Lynch Cover Art

One Up On Wall Street

One Up On Wall Street How To Use What You Already Know To Make Money In The Market by Peter Lynch

More than one million copies have been sold of this seminal book on investing in which legendary mutual-fund manager Peter Lynch explains the advantages that average investors have over professionals and how they can use these advantages to achieve financial success. America’s most successful money manager tells how average investors can beat the pros by using what they know. According to Lynch, investment opportunities are everywhere. From the supermarket to the workplace, we encounter products and services all day long. By paying attention to the best ones, we can find companies in which to invest before the professional analysts discover them. When investors get in early, they can find the “tenbaggers,” the stocks that appreciate tenfold from the initial investment. A few tenbaggers will turn an average stock portfolio into a star performer. Lynch offers easy-to-follow advice for sorting out the long shots from the no-shots by reviewing a company’s financial statements and knowing which numbers really count. He offers guidelines for investing in cyclical, turnaround, and fast-growing companies. As long as you invest for the long term, Lynch says, your portfolio can reward you. This timeless advice has made One Up on Wall Street a #1 bestseller and a classic book of investment know-how.

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EntreLeadership (with embedded videos) - Dave Ramsey Cover Art

EntreLeadership (with embedded videos)

EntreLeadership (with embedded videos) 20 Years of Practical Business Wisdom from the Tre by Dave Ramsey

From the New York Times bestselling author of The Total Money Makeover and radio and podcast host Dave Ramsey comes an informative guide based on how he grew a successful, multimillion dollar company from a card table in his living room. Your company is only as strong as your leaders. These are the men and women doing battle daily beneath the banner that is your brand. Are they courageous or indecisive? Are they serving a motivated team or managing employees? Are they valued? Your team will never grow beyond you, so here’s another question to consider—are you growing? Whether you’re sitting at the CEO’s desk, the middle manager’s cubicle, or a card table in your living-room-based start-up, EntreLeadership provides the practical, step-by-step guidance to grow your business where you want it to go. Dave Ramsey opens up his championship playbook for business to show you how to: -Inspire your team to take ownership and love what they do -Unify your team and get rid of all gossip -Handle money to set your business up for success -Reach every goal you set -And much, much more! EntreLeadership is a one-stop guide filled with accessible advice for businesses and leaders to ensure success even through the toughest of times.

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Millionaire Mission - Brian Preston Cover Art

Millionaire Mission

Millionaire Mission A 9-Step System to Level Up Your Finances and Build Wealth by Brian Preston

Instant New York Times bestseller USA Today bestseller Publishers Weekly bestseller Taking control of your financial freedom is simpler than you think. In fact, your money should work harder than you do. Brian Preston, Host of The Money Guy Show podcast and Cofounder of Abound Wealth Management, lays out a nine-step system for building wealth with the money you already have. Millionaire Mission helps you account for your financial blind spots, overcome the fear of making wrong decisions, and take the guesswork out of what to do with your next dollar. Remember “PEMDAS” from grade school? The acronym that helps break down complex math problems into simple steps? When it comes to managing your money, following a similar process—the Financial Order of Operations—will demystify your dollars and show you the way to build transformative wealth with the tools you already have available: • Keep Your Financial Life Out of the Ditch (Cover Your Highest Deductible) • Love That Free Money (Max-Out Your Employer Match) • The Joneses Are Broke and Miserable (Pay Off High-Interest Debt) • Rainy Day Done Right (Build Emergency Reserves) • Tax-Free Armageddon (Max-Out Tax-Free Growth with Roth and/or HSA Contributions) • Max-Out Retirement Options • Building That More Beautiful Tomorrow (Leverage Hyper-Accumulation) • Funding Abundance Goals (Prepay Future Expenses) • Debt Freedom (Prepay Low-Interest Debt) Discover what small financial decisions you can make today to move you closer to your more beautiful tomorrow. Millionaire Mission will do more than help you optimize your army of dollar bills—it will motivate you to be the best version of your financial self. You can own your time and own your life. Stop worrying so much about money, and start focusing on what really matters to you.

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The Financial Diet - Chelsea Fagan & Lauren Ver Hage Cover Art

The Financial Diet

The Financial Diet A Total Beginner's Guide to Getting Good with Money by Chelsea Fagan & Lauren Ver Hage

A Refinery29 Best Book of 2018 One of Real Simple's Most Inspiring Books for Graduates Indie Personal Finance Bestseller How to get good with money, even if you have no idea where to start. The Financial Diet is the personal finance book for people who don’t care about personal finance. Whether you’re in need of an overspending detox, buried under student debt, or just trying to figure out how to live on an entry-level salary, The Financial Diet gives you tools to make a budget, understand investments, and deal with your credit. Chelsea Fagan has tapped a range of experts to help you make the best choices for you, but she also knows that being smarter with money isn’t just about what you put in the bank. It’s about everything—from the clothes you put in your closet, to your financial relationship habits, to the food you put in your kitchen (instead of ordering in again). So The Financial Diet gives you the tools to negotiate a raise and the perfect cocktail recipe to celebrate your new salary. The Financial Diet will teach you: • how to get good with money in a year. • the ingredients everyone needs to have a budget-friendly kitchen. • how to talk about awkward money stuff with your friends. • the best way to make (and stick to!) a budget. • how to take care of your house like a grown-up. • what the hell it means to invest (and how you can do it).

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Get a Financial Life - Beth Kobliner Cover Art

Get a Financial Life

Get a Financial Life Personal Finance in Your Twenties and Thirties by Beth Kobliner

The New York Times bestselling money guide, providing time-tested financial advice on topics like saving, managing debt, investing for the future, and selecting insurance, is now revised and updated with all that Gen Z and millennials need to know now. With over half a million copies sold, this classic has helped generations of young adults through booms and busts, recessions, and even a pandemic, by delivering consistent money advice in down-to-earth, no-drama language—while keeping pace with an evolving financial landscape. Gen Z and millennials are experiencing an unprecedented affordability crisis: rents are higher than they’ve been in years, and the concept of buying a home seems like a pipe dream; they are carrying more debt than previous generations; and they are confronting a tough and unpredictable job market. Even with a secure job and a 401(k), the uncertainty of the economy, surging home prices, and the volatility of the market would make anyone anxious about their money decisions, let alone young people who are only just beginning their financial journeys. In this totally revised and updated edition, Kobliner teaches readers how to pay down debt, get a good return on savings, and plan for the future. Straight from the latest research, she shows how to choose the right bank, avoid excessive fees, and rein in spending. Kobliner also offers unbiased advice on the latest trends in personal finance—from neobanks and social media influencers to online fraud and cryptocurrency. And she answers frequently asked money questions such as: When is it smart to rent rather than buy (and vice versa)? How can I improve my credit score? When is the right time to invest in the stock market—and how? How do I save money on taxes? Get a Financial Life has already helped over half a million readers get a handle on their finances and build smart money habits, no matter how much—or how little—they have. No wonder it has remained the go-to personal finance resource for young adults for more than thirty years.

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Money is Not a Math Problem - Jade Warshaw Cover Art

Money is Not a Math Problem

Money is Not a Math Problem by Jade Warshaw

Money’s Not a Math Problem isn’t like the other books you’ve read about money. It’s not a book about numbers, percentages or decimals. It’s a book that drives to the heart of the money problems many people deal with—because those problems are usually symptoms of a bigger issue. The issue is our inaccurate beliefs, fears and flat-out lies about budgeting. Ramsey Personality and debt elimination expert Jade Warshaw candidly shares how she and her husband, Sam, shifted their mindset around money and paid off over $460,000 in debt—including $280,000 of student loans! In this Quick Read, Jade uncovers five lies we tend to believe about budgeting. Then, she counters those lies with five truths that will rock your world—and change your attitude toward budgeting. Here are some of the things you’ll learn: An easy way to take control of your finances The key to get past the “we ain’t got no money” mentality A budget is a powerful money tool How to stop seeing yourself as a victim and an exception to the rules In just 70 pages, this entertaining Quick Read will help you change your mindset about money and give you practical ways to reach your money goals with control and confidence.

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Scam Me If You Can - Frank Abagnale Cover Art

Scam Me If You Can

Scam Me If You Can Simple Strategies to Outsmart Today's Rip-off Artists by Frank Abagnale

Are you at risk of being scammed? Former con artist and bestselling author of Catch Me If You Can Frank Abagnale shows you how to stop scammers in their tracks. Maybe you're wondering how to make the scam phone calls stop. Perhaps someone has stolen your credit card number. Or you've been a victim of identity theft. Even if you haven't yet been the target of a crime, con artists are always out there, waiting for the right moment to steal your information, your money, and your life. As one of the world's most respected authorities on the subjects of fraud, forgery, and cyber security, Frank Abagnale knows how scammers work. In Scam Me If You Can , he reveals the latest tricks that today's scammers, hackers, and con artists use to steal your money and personal information--often online and over the phone. Using plain language and vivid examples, Abagnale reveals hundreds of tips, including: The best way to protect your phone from being hackedThe only time you should ever use a debit cardThe one type of photo you should never post on social mediaThe only conditions under which you should use WiFi networks at the airportThe safest way to use an ATM With his simple but counterintuitive rules, Abagnale also makes use of his insider intel to paint a picture of cybercrimes that haven't become widespread yet.

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La ganancia es primero - Mike Michalowicz Cover Art

La ganancia es primero

La ganancia es primero Transforma tu negocio en una máquina de hacer dinero by Mike Michalowicz

¡Haz que tu negocio trabaje para ti, obtén ganancias de todos tus ingresos y garantiza la rentabilidad de tu empresa! En su manera franca y entretenida, Mike Michalowicz revela por qué la fórmula tradicional ventas - gastos = ganancia no sólo es contraria a la conducta humana, sino un mito que te encierra en un ciclo interminable de vender más y aprovechar menos. La ganancia es primero adopta un enfoque conductual de la contabilidad y propone la siguiente fórmula: ventas - ganancia = gastos. Al obtener beneficios en primer lugar y emplear sólo lo que queda en los gastos, transformarás al instante tu negocio de un monstruo comedinero a una máquina generadora de efectivo. Usando el sistema de Profit First aprenderás, entre muchas cosas más, que: - Con cuatro principios sencillos puedes simplificar la contabilidad y facilitar la gestión de un negocio rentable revisando los saldos de las cuentas bancarias. - Un negocio pequeño y rentable puede valer mucho más que un negocio grande que sobrevive al borde de su capacidad. - Las empresas que logran una rentabilidad temprana y sostenida tienen una mejor oportunidad para lograr un crecimiento a largo plazo. Con docenas de estudios de casos, consejos prácticos y su característico sentido del humor, Michalowicz ofrece el mapa a seguir para que cualquier empresario gane tanto dinero como siempre soñó.

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How to Make Money on TikTok - Shafaat Ali Cover Art

How to Make Money on TikTok

How to Make Money on TikTok A Guide to Managing Highs, Lows, and Risks by Shafaat Ali

Learn how to make money on TikTok with these proven strategies and start earning from your videos today!

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TU MENTE VALE MÁS QUE UN MILLÓN - Lena H. Sloane Cover Art

TU MENTE VALE MÁS QUE UN MILLÓN

TU MENTE VALE MÁS QUE UN MILLÓN Cómo desarrollar una mentalidad de riqueza para prosperar, crecer y transformar tu vida sin importar de dónde partas by Lena H. Sloane

Te levantas antes que el sol. Haces dos turnos. Mandas dinero a casa cada quincena. No has faltado un solo día en años. Y aun así, al final del mes, la cuenta vuelve a cero… otra vez. Si eso te suena, este libro tiene una noticia que puede cambiarte la vida: el problema no es cuánto trabajas. Probablemente trabajas más que la mayoría de las personas que tienen el doble que tú. El problema es que nadie te enseñó a pensar sobre el dinero. La diferencia entre quien prospera y quien se queda atascado casi nunca está en la suerte, los contactos o el apellido con el que se nace. Está en cómo piensas y cómo reaccionas ante las oportunidades —y eso, a diferencia de tu punto de partida, sí puedes cambiarlo hoy. Tu mente vale más que un millón te lleva paso a paso por el mismo camino que han recorrido miles de personas que empezaron desde abajo, desde afuera, desde cero. En estas páginas descubrirás: Por qué la riqueza no vive afuera esperando que te toque, y cómo la fuente que la genera ya la llevas contigo Cómo sacar a la luz el "guion invisible" sobre el dinero que heredaste y te sabotea sin que lo notes Cómo reconocer las oportunidades que pasan disfrazadas de problema y que casi todos dejan escapar Cómo dar el paso a pesar del miedo, esperar sin rendirte y convertir cada fracaso en tu mejor maestro Cómo darle un trabajo a tu dinero y multiplicar tu esfuerzo sin depender solo de tus horas Cómo convertirte en la persona para quien prosperar deja de ser una lucha y pasa a ser lo natural Esto no es un libro de fórmulas mágicas ni de promesas de hacerte rico en noventa días. Es un mapa honesto y práctico para reprogramar tu manera de pensar y transformar tu vida económica, sin importar de dónde partas. Si empezaste de cero —en un idioma ajeno, en un país nuevo, o con nada más que tus manos y tus ganas— este libro fue escrito para ti. No necesitas más suerte. Necesitas una nueva manera de pensar. Y empieza en la primera página.

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The Ultimate Retirement Guide for 50+ - Suze Orman Cover Art

The Ultimate Retirement Guide for 50+

The Ultimate Retirement Guide for 50+ Winning Strategies to Make Your Money Last a Lifetime (Revised & Updated for 2025) by Suze Orman

The instant NEW YORK TIMES BESTSELLER WALL STREET JOURNAL BESTSELLER PUBLISHERS WEEKLY BESTSELLER USA TODAY BESTSELLER #1 PERSONAL FINANCE EXPERT Revised & Updated for 2025 THE PATH TO YOUR ULTIMATE RETIREMENT STARTS RIGHT HERE! Retirement today is more complex than ever before. It is most definitely not your parents' retirement. You will have to make decisions that weren't even part of the picture a generation ago. Without a clear-cut path to manage the money you’ve saved, you may feel like you're all on your own. Except you're not—because Suze Orman has your back. Suze is America's most recognized personal finance expert for a reason. She's been dispensing actionable advice for years to people seeking financial security. Now, in this revised and updated Ultimate Retirement Guide for 50+ , which reflects recent changes in retirement rules passed by Congress, Suze gives you the no-nonsense advice and practical tools you need to plan wisely for your retirement in today's ever-changing landscape. You'll find new rules for downsizing, spending wisely, delaying Social Security benefits, and more—starting where you are right now. Suze knows money decisions are never just about money. She understands your hopes, your fears, your wishes, and your desires for your own life as well as for your loved ones. She will guide you on how to let go of regret and fear, and with her unparalleled knowledge and unique empathy, she will reveal practical and personal steps so you can always live your Ultimate Retirement life. "I wrote this book for you," Suze says. "The worried, the fearful, the anxious. I know you need help navigating the road ahead. I've helped steer people toward happy and secure retirements my whole life, and that's exactly what I want to do for you."

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Principles - Ray Dalio Cover Art

Principles

Principles Life and Work by Ray Dalio

#1 NEW YORK TIMES BESTSELLER * 5 MILLION COPIES SOLD “Significant...The book is both instructive and surprisingly moving.” — The New York Times Ray Dalio, one of the world’s most successful investors and entrepreneurs, shares the unconventional principles that he’s developed, refined, and used over the past forty years to create unique results in both life and business—and which any person or organization can adopt to help achieve their goals. In 1975, Ray Dalio founded an investment firm, Bridgewater Associates, out of his two-bedroom apartment in New York City. Forty years later, Bridgewater has made more money for its clients than any other hedge fund in history and grown into the fifth most important private company in the United States, according to Fortune magazine. Dalio himself has been named to Time magazine’s list of the 100 most influential people in the world. Along the way, Dalio discovered a set of unique principles that have led to Bridgewater’s exceptionally effective culture, which he describes as “an idea meritocracy that strives to achieve meaningful work and meaningful relationships through radical transparency.” It is these principles, and not anything special about Dalio—who grew up an ordinary kid in a middle-class Long Island neighborhood—that he believes are the reason behind his success. In Principles, Dalio shares what he’s learned over the course of his remarkable career. He argues that life, management, economics, and investing can all be systemized into rules and understood like machines. The book’s hundreds of practical lessons, which are built around his cornerstones of “radical truth” and “radical transparency,” include Dalio laying out the most effective ways for individuals and organizations to make decisions, approach challenges, and build strong teams. He also describes the innovative tools the firm uses to bring an idea meritocracy to life, such as creating “baseball cards” for all employees that distill their strengths and weaknesses, and employing computerized decision-making systems to make believability-weighted decisions. While the book brims with novel ideas for organizations and institutions, Principles also offers a clear, straightforward approach to decision-making that Dalio believes anyone can apply, no matter what they’re seeking to achieve. Here, from a man who has been called both “the Steve Jobs of investing” and “the philosopher king of the financial universe” ( CIO magazine), is a rare opportunity to gain proven advice unlike anything you’ll find in the conventional business press.

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Future Rich Person - Haley Sacks Cover Art

Future Rich Person

Future Rich Person The New Rules for Building Wealth (Even if You're Stuck, Broke, and that Billionaire Won't Text You Back...) by Haley Sacks

NEW YORK TIMES BESTSELLER • From Zillennial Finance Expert Mrs. Dow Jones comes a groundbreaking, judgment-free personal finance guidebook about how to grow wealth on your own terms. You’re not bad with money. It’s just no one ever taught you how to win a game rigged against you. Recessions. Crushing student debt. Inflation that won’t quit. A housing market that feels like a joke. If you’re a Gen Z or millennial, it feels like the financial deck has been stacked against you from day one. But here’s what the doom-scrolling won’t tell you: You can still get rich. Haley Sacks—the Zillennial Finance Expert behind Mrs. Dow Jones—has helped millions of people flip the script on money and unlock their financial power. No trust fund required. No lottery ticket needed. Just actionable strategies broken down and the guts to face your finances head-on. In this positive, realistic, and engaging guide to personal finance, you’ll unlock: • The money mindset shift that changes everything • A financial organization system that actually makes sense • How to boost your income and get paid what you’re worth • The “Future Rich Person” budget that feels like freedom • Your financial escape hatch (and why it’s non-negotiable) • Why you should be married to the market (like Mrs. Dow Jones herself!) This isn’t about cutting lattes or living like a monk. This is about making your money work as hard as you do—and finally feeling powerful instead of stressed. The financial freedom you deserve? It starts the moment you decide you’re a Future Rich Person. And that moment is right now. With a sense of humor and a savvy mindset, Haley Sacks will help you navigate the world of modern money and achieve the financial freedom you deserve. It all starts now when you embrace your life as a Future Rich Person!

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El arte de gastar dinero - Morgan Housel Cover Art

El arte de gastar dinero

El arte de gastar dinero Pequeñas decisiones para una vida más rica by Morgan Housel

Tras ayudar a millones de personas a replantearse su relación con el dinero, cómo ganarlo, ahorrarlo e invertirlo, Morgan Housel nos invita ahora a reflexionar sobre algo igual de importante: aprender a gastar con sentido. El mayor retorno de una inversión no es económico, es la tranquilidad. Sin embargo, a menudo gastamos ese dinero en cosas inútiles, más preocupados por la imagen que proyectamos que por lo que realmente necesitamos. O peor, lo acumulamos con ansiedad, con miedo a gastarlo precisamente en aquello que podría mejorar nuestra vida. El arte de gastar dinero no es un libro sobre dinero, o no solo, sino sobre la importancia de conocernos a nosotros mismos, saber qué nos aporta valor y qué nos hace felices. Explora temas como la envidia, el estatus, la identidad o la inseguridad, así como otras trampas comunes que condicionan nuestras decisiones económicas, y comparte sus lecciones clave para utilizar el dinero de una forma más sabia y reconfortante.

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Investing For Dummies - Eric Tyson Cover Art

Investing For Dummies

Investing For Dummies by Eric Tyson

All the investing basics you need to know, from the bestselling For Dummies line This updated edition of Investing For Dummies offers sound advice to everyone who wants to build wealth through investing. Learn about stock investing, bond investing, mutual fund and ETF investing, real estate investing, and picking most trustworthy resources for your needs. Turn to this jargon-free resource before you make your first investment, so you can make smart decisions with your money. Get a feel for managing the ups and downs of the market, learn how to assess your investment decisions, and plan out a portfolio that will work for you. With over a million copies sold in previous editions, this book offers golden advice on making your money grow. Consider the risks and rewards of different types of investing Assess the current market and your financial situation, so you can make a solid investing plan Understand how stock markets work and how you can profit from them Beef up your investing strategy with bonds, brokerage support, real estate, and beyond Investing For Dummies is the go-to book for people new to the world of finance and eager to build a solid foundation—and grow wealth for the future.

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Tax-Free Wealth - Tom Wheelwright CPA Cover Art

Tax-Free Wealth

Tax-Free Wealth How to Build Massive Wealth by Permanently Lowering Your Taxes by Tom Wheelwright CPA

Tax-Free Wealth: How to Build Massive Wealth by Permanently Lowering Your Taxes (Third Edition) by Tom Wheelwright® is a comprehensive guide that unveils strategic approaches to minimizing tax liabilities and accumulating significant wealth. As an acclaimed CPA and World-Renowned Expert on Tax, Wheelwright revisits and updates his groundbreaking work where readers are introduced to a wealth-building philosophy that revolves around using the tax code as a roadmap to building wealth in a way that makes taxes fun, easy, and understandable. In this revised and updated edition, Wheelwright incorporates the latest tax reforms and strategies to help individuals and businesses maximize their tax savings to achieve a tax-free life. Wheelwright emphasizes the importance of proactive tax planning and dispels common misconceptions about taxes, giving readers the tools to transform their mindset and approach to wealth creation. The book covers various topics, including tax deductions, credits, and incentives, that provide readers with a roadmap to maximize wealth and reach their dreams. Wheelwright also addresses the impact of recent tax law changes, ensuring that readers are equipped with up-to-date information to navigate the evolving landscape of taxation. From real estate investments to entrepreneurship, Tax-Free Wealth explores various avenues through which individuals and businesses can legally minimize their tax burdens, ultimately leading to increased profitability and financial freedom. Packed with practical examples, case studies, and actionable strategies, the third edition of Tax-Free Wealth is a comprehensive resource for anyone seeking to build and preserve wealth while minimizing tax obligations. Whether you're a seasoned investor, business owner, or someone just starting on the path to financial success, Wheelwright's insights provide a roadmap for achieving tax-free wealth and securing a brighter financial future. For more information and resources, visit the official Tax-Free Wealth website: https://taxfreewealthbook.com/

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Психология денег. Вечные уроки богатства, жадности и счастья. Морган Хаузел. Кратко - Культур-Мультур Cover Art

Психология денег. Вечные уроки богатства, жадности и счастья. Морган Хаузел. Кратко

Психология денег. Вечные уроки богатства, жадности и счастья. Морган Хаузел. Кратко by Культур-Мультур

«Эта книга – сокращенный пересказ произведения Morgan Housel „The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness“. Мы значительно уменьшили объем текста, сохранив все основные идеи. Деньги – инвестиции, личные финансы и бизнес-решения – обычно преподаются как предмет, основанный на математике, где данные и формулы точно подсказывают нам, что делать. Но в реальном мире люди принимают финансовые решения не в электронных таблицах. Они делают их за обеденным столом или в конференц-зале, где личная история, ваше уникальное мировоззрение, эго, гордость, маркетинг и странные мотивы смешиваются воедино. В книге «Психология денег» отмеченный наградами автор Морган Хаузел делится 19 короткими рассказами, исследующими странные способы мышления людей о деньгах, и учит вас лучше понимать одну из самых важных тем в жизни.»

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The Intelligent Investor, Revised Edition - Benjamin Graham Cover Art

The Intelligent Investor, Revised Edition

The Intelligent Investor, Revised Edition by Benjamin Graham

The greatest investment advisor of the twentieth century, Benjamin Graham, taught and inspired people worldwide. Graham's philosophy of "value investing" -- which shields investors from substantial error and teaches them to develop long-term strategies -- has made The Intelligent Investor the stock market bible ever since its original publication in 1949. Over the years, market developments have proven the wisdom of Graham's strategies. While preserving the integrity of Graham's original text, this revised edition includes updated commentary by noted financial journalist Jason Zweig, whose perspective incorporates the realities of today's market, draws parallels between Graham's examples and today's financial headlines, and gives readers a more thorough understanding of how to apply Graham's principles.

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The Automatic Millionaire, 20th Anniversary Edition - David Bach Cover Art

The Automatic Millionaire, 20th Anniversary Edition

The Automatic Millionaire, 20th Anniversary Edition A Powerful One-Step Plan to Live and Finish Rich by David Bach

Over 2 Million Copies Sold! #1 New York Times Bestseller #1 Wall Street Journal Bestseller #1 USA Today Bestseller #1 BusinessWeek Bestseller Fully updated and revised for today’s world, David Bach’s timeless, no-budget, no-discipline, no-nonsense system to help people finish rich—automatically. When David Bach, the #1 New York Times bestselling author of Smart Women Finish Rich, Smart Couples Finish Rich, and ten other bestselling books first shared the secret to getting rich twenty years ago in The Automatic Millionaire , the book helped millions of Americans build wealth. Today, this secret is just as relevant to a new generation of Americans. This secret is a timeless system and tiny changes that produce millionaire results. If you want to be financially free, then your time is now. The #1 New York Times multimillion copy bestseller is back better than ever. The Automatic Millionaire Twentieth Anniversary Edition includes the latest tax changes, investment companies, technologies, websites, and resources and bonus chapters so you can put in place quickly and easily the system to becoming an Automatic Millionaire. What Makes The Automatic Millionaire Unique & Timeless: • YOU DON’T NEED TO MAKE A LOT OF MONEY • YOU DON’T NEED A BUDGET • YOU DON’T NEED WILLPOWER • YOU DON’T NEED TO BE THAT INTERESTED IN MONEY • YOU CAN SET THE PLAN UP IN LESS THAN AN HOUR • THE PLAN WILL WORK AUTOMATICALLY – WHILE YOU SLEEP Completely revised, expanded, and updated for today’s times with bonus chapters, The Automatic Millionaire gives you a totally simple, easy realistic system based on timeless principals that have proven to work now for decades.

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Rich Dad's Guide to Investing - Robert T. Kiyosaki Cover Art

Rich Dad's Guide to Investing

Rich Dad's Guide to Investing What the Rich Invest in, That the Poor and the Middle Class Do Not! by Robert T. Kiyosaki

Investing means different things to different people… and there is a huge difference between passive investing and becoming an active, engaged investor. Rich Dad’s Guide to Investing, one of the three core titles in the Rich Dad Series, covers the basic rules of investing, how to reduce your investment risk, how to convert your earned income into passive income… plus Rich Dad’s 10 Investor Controls. The Rich Dad philosophy makes a key distinction between managing your money and growing it… and understanding key principles of investing is the first step toward creating and growing wealth. This book delivers guidance, not guarantees, to help anyone begin the process of becoming an active investor on the road to financial freedom.

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Main Street Millionaire - Codie Sanchez Cover Art

Main Street Millionaire

Main Street Millionaire How to Make Extraordinary Wealth Buying Ordinary Businesses by Codie Sanchez

INSTANT NEW YORK TIMES BESTSELLER "...refreshing...concentrates on small ‘boring’ businesses... serves up a recipe to bypass the challenges of a founder by creatively financing smart deals." — Forbes Rich people know a secret. In this book, former Wall Street investor Codie Sanchez pulls back the curtain. Most people look for wealth in all the wrong places. From dropshipping and startups to grinding for promotions, you might believe you have to trade your life to be one of the few who win. But the truly rich know these paths are paved with delusion and false promises. In Main Street Millionaire , Codie Sanchez teaches you the path the wealthy really walk. Instead of risking it all with little chance of success, she shows you how to acquire cash-flowing businesses that are winning right now . Sanchez, one of the world’s leading small business experts, reveals the dealmaking framework she’s taught to tens of thousands, and that she’s used to build her own 9-figure holding company. Her secret? She acquires overlooked “Main Street” businesses. We’re talking about the unsexy but reliably profitable industries — like plumbing, construction, cleaning, electrical — that white collar workers have overlooked. In this book, you’ll see practical strategies and step by step processes to acquire cash flow and freedom. You’ll meet humans just like you who have changed their life through ownership. You will learn: Why today’s market is ripe for generational wealth creationHow to identify and close amazing business deals, without being wealthyHow to 10x your growth after acquiring a small businessThe 7 businesses you should never buy, and whyHow to own multiple businesses at once (without losing your mind) Main Street Millionaire will reshape the way you think about your wealth and ownership forever. However, it’s not for slackers. It’s for those who want meaning and fulfillment while building their community. Codie's no-BS, out-of-the-box wisdom is the antidote to a complacent life of making other people rich. In summary: Your money, and meaning, is on Main Street.

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Retire Before Mom and Dad: The Simple Numbers Behind A Lifetime of Financial Freedom - Rob Berger Cover Art

Retire Before Mom and Dad: The Simple Numbers Behind A Lifetime of Financial Freedom

Retire Before Mom and Dad: The Simple Numbers Behind A Lifetime of Financial Freedom by Rob Berger

"Clear, accurate, insightful. This might be the best introduction to financial freedom I've ever found."  -J.D. Roth, author and founder of GetRichSlowly.org. Personal finance and investing don't have to be complicated, intimidating or boring. Imagine having a guide to walk you through everything you need to chart a path to financial freedom. Forbes Deputy Editor Rob Berger has written your guide. Find everything you need to get out of debt, control spending without painful budgets, manage multiple financial goals, and start investing for retirement. And yes, you'll even learn how to retire early if FIRE (Financial Independence, Retire Early) is your goal. Here are just a few of the topics covered: The Money Audit : Learn how to save money without sacrifice. This step-by-step plan walks you through how to reduce your spending without changing your lifestyle. FIRE Math : You'll master the simple math behind early retirement. You'll also be able to determine how your daily, weekly and monthly decisions affect your journey to financial independence. Simple Investing : The days of being intimidated by mutual funds or the stock market are over. This book provides everything you need to build a simple investment portfolio that you can actually understand. Retirement Accounts : From 401(k) and 403(b) accounts to a Roth IRA and HSA (Health Spending Account), you'll learn how these accounts work. You'll also get a simple plan you can follow to decide which accounts are best for you. Get Out of Debt : Debt doesn't have to hold you back from your financial goals. The book walks through a simple way to pay off your debt in a sensible way while still saving, investing, and pursuing other financial goals. Life Experiments : Learn how your daily habits are affecting your finances and how you can master those habits by asking "what if" questions and running 21-day experiments. The book is designed for anybody wanting to master their money, but is tired of all the complicated jargon. Readers are already enjoying Retire Before Mom and Dad: "I thoroughly enjoyed this book and will go back and re-read, study & refer to many of its sections. The author writes in plain English and provides some really smart advice about our money and some really cool suggestions & referrals."  Wesley, Goodreads Review . "Probably one of the most straight forward and easiest to understand personal finance books with simple next action items to set yourself up for success on your journey towards financial freedom."  Jeffrey Diritto, Goodreads Review .

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Breaking Free From Broke - George Kamel Cover Art

Breaking Free From Broke

Breaking Free From Broke The Ultimate Guide to More Money and Less Stress by George Kamel

America has become the land of the free and the home of the broke. Household debt is at an all-time high, and every day people—just like you—are feeling more cynical and hopeless about their financial futures. It’s time to stop believing countless lies from a system designed to take your money—lies like student loans are the golden ticket to a good-paying job, car payments are just part of life, and that you need to have a credit card. Ramsey Personality and personal finance expert George Kamel shares his story of going from a negative net worth to a millionaire in under 10 years by following Dave Ramsey’s Baby Steps. George’s delivery, highlighted by his snarky sense of humor, will keep you laughing and engaged from cover to cover (no put-you-to-sleep financial advice here). Through a millennial point of view, George exposes the toxic money system designed to keep you average (and broke) and offers solutions to help you break free from: Credit cards and credit scores Student and car loans Mortgage mistakes Investing traps Marketing and consumerism No matter where you’re starting from, you’ll learn that you have the power to buck the toxic money system and build wealth if you follow the same principles George used to become a millionaire.

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Die with zero - Bill Perkins Cover Art

Die with zero

Die with zero So machst du das Beste aus deinem Geld und deinem Leben by Bill Perkins

Stellen Sie sich vor, Sie hätten zum Zeitpunkt Ihres Todes alles getan, was Ihnen aufgetragen wurde: Sie haben hart gearbeitet, Geld gespart und sich auf Ihre finanzielle Freiheit im Ruhestand gefreut. Das Einzige, das Sie dabei verschwendet haben, war ... Ihr Leben. Früher oder später sterben wir alle, sodass wir uns die Frage stellen müssen, wie wir das Beste aus unserer endlichen Zeit machen können. William Perkins betrachtet diese Frage als ein Optimierungsproblem: Wie kann man ein maximal erfülltes Leben führen und gleichzeitig die Verschwendung seiner Lebenszeit minimieren? Manche Erfahrungen können nur zu bestimmten Zeiten gemacht werden, daher macht es keinen Sinn, Chancen ungenutzt verstreichen zu lassen, aus Angst, unser Geld zu verschwenden. Die Verschwendung unserer Lebenszeit sollte eine viel größere Sorge sein. Indem Sie genau planen, wie Sie mit den Ihnen zur Verfügung stehenden Ressourcen das Maximum an erfüllenden Erfahrungen erreichen, maximieren Sie auch Ihre Lebensqualität. Dieses Buch ist für diejenigen gedacht, die lebenslange denkwürdige Erfahrungen über das bloße Geldverdienen und -sammeln für die sogenannten goldenen Jahre stellen. Das Leben ist zu kurz für später.

43

Retirement - Edward F. McQuarrie & William J. Bernstein Cover Art

Retirement

Retirement How to save enough, invest it well, and make your money last by Edward F. McQuarrie & William J. Bernstein

Saving enough to retire comfortably, and then to make the money last, is far more difficult than you have been told. It won’t be enough to put a small chunk of each paycheck into your retirement plan and trust in the market. No, the 4% rule won’t save you. No, a diversified portfolio won’t be enough. Yes, you had better maximize your Social Security payout. Retirement sets out the truth about what it takes to save for a comfortable retirement and the key mistakes to avoid. Every investment strategy is vulnerable to failure. And every investment strategy can work if you save enough money. Authors Edward F. McQuarrie and William J. Bernstein, a legendary voice in the investment world, pull back the curtain on 200 years of market history to reveal the hard, unvarnished truth about how much you really need to save for retirement and the best ways to do it. This book will give you state-of-the-art approaches for stretching out your money so that you never run out . The authors address the role of life annuities, discuss how a ladder of inflation-adjusted bonds can cushion the ups and downs of the stock market, and explain how the 4% rule has been replaced with more robust and successful methods for managing withdrawals. This book delivers a message of tough love. If you are saving for retirement, you need to hear it.

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How to Get Rich in American History - Joseph S. Moore, PhD Cover Art

How to Get Rich in American History

How to Get Rich in American History 300 Years of Financial Advice That Worked (& Didn’t) by Joseph S. Moore, PhD

AN INSTANT USA Today BESTSELLER • A Next Big Idea Club Must-Read • FEATURED IN The Wall Street Journal , Blooomberg , MoneyWeek , Kiplinger , Publishers Weekly , Library Journal , Washington Independent Review of Books AND MORE! “Eye opening, deeply researched, and snort-out-your-nose funny. I dare you to put it down.” —William Bernstein, author of The Four Pillars of Investing “Refreshingly unequivocal advice.” — Publishers Weekly In richly told stories and wild self-experiments, historian Joseph Moore tests history’s best and worst financial advice to find what worked, what didn’t, and why everyday people can still get ahead—including you. What if so-called timeless beliefs about money like “invest for the long run,” “compound interest builds wealth,” and “real estate always goes up” were shockingly new . . . and rarely true. From Benjamin Franklin to TikTok gurus, what “everyone knows” about personal finance has rarely stayed the same. Parents once taught children not to save and that stocks were only for suckers. Meanwhile, supposedly new phenomenon like Airbnb, crypto, skipping lattes, and complaints that nobody can get ahead are far older than we think. In How to Get Rich in American History , Joseph Moore shares the unexpected and counterintuitive lessons of the past—from the scams we keep falling for to the long allure of creating generational wealth—so we can avoid the same mistakes and make the most of our own finances today. Along the way, Moore tries these old ideas on himself, with hair-raising and hilarious results. His personal journey includes wild investments, get-rich-quick schemes, founding a cryptocurrency, and how he went from his working-class roots and facing financial ruin to retiring in his forties. Ultimately, Moore finds that despite today’s loud pessimists, success has never been easier to achieve in American history than it is right now. Fun, accessible, and filled with eye-opening insights you can apply for yourself alongside laugh-out-loud stories you never learned in school, How to Get Rich in American History pushes back against skeptics who claim the American dream is out of reach. It is a thoughtful, practical, and surprisingly hopeful read that sheds new light on the prospects of getting by and getting ahead then . . . and now.

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My Mother's Money - Beth Pinsker, CFP® Cover Art

My Mother's Money

My Mother's Money A Guide to Financial Caregiving by Beth Pinsker, CFP®

A comprehensive, compassionate guide for navigating end-of-life financial decisions for an aging parent or other loved one—from an award-winning journalist who is also a Certified Financial Planner Have you just gotten the dreaded phone call—a parent or loved one has taken a turn for the worse and suddenly the burden is on you to manage their affairs? Or are you simply hoping to navigate complex financial conversations with your aging mother or father well in advance so you don't encounter problems later? This is the book for you. In this practical handbook, award-winning MarketWatch columnist and financial expert Beth Pinsker walks you through everything you need to know about the complex world of end-of-life financial planning. Weaving personal stories from her experience caring for her elderly mother with best practices gleaned from more than 100 experts and family caregivers, My Mother's Money is a much-needed lifeline to those facing one of life's most challenging transitions. Drawing on the latest legal, financial, and healthcare resources, Beth offers clear, actionable advice on common scenarios millions of people will face: How to become a parent’s legally authorized healthcare and financial proxyBudget templates for projecting long-term care costsEasy-to-understand advice on settling an estate or handling insuranceScripts for broaching tricky conversations with aging parentsStrategies to avoid potential financial shortfallsTips for managing the emotional toll of “caregiver burnout” Watching your parents age can stir up a mix of emotions—nostalgia, concern, and often, a sense of uncertainty about the future. And assuming care for your aging loved ones can be an overwhelming sea of endless checklists, textbook explanations, and mind-numbing paperwork. With this definitive guide to elder financial planning, you can navigate these processes with confidence, saving time, energy, and peace of mind for what really matters.

46

Unconventional Success - David F. Swensen Cover Art

Unconventional Success

Unconventional Success A Fundamental Approach to Personal Investment by David F. Swensen

The bestselling author of Pioneering Portfolio Management , the definitive template for institutional fund management, returns with a book that shows individual investors how to manage their financial assets. In Unconventional Success , investment legend David F. Swensen offers incontrovertible evidence that the for-profit mutual fund industry consistently fails the average investor. From excessive management fees to the frequent "churning" of portfolios, the relentless pursuit of profits by mutual fund management companies harms individual clients. Perhaps most destructive of all are the hidden schemes that limit investor choice and reduce returns, including "pay-to-play" product-placement fees, stale-price trading scams, soft-dollar kickbacks, and 12b-1 distribution charges. Even if investors manage to emerge unscathed from an encounter with the profit-seeking mutual fund industry, individuals face the likelihood of self-inflicted pain. The common practice of selling losers and buying winners (and doing both too often) damages portfolio returns and increases tax liabilities, delivering a one-two punch to investor aspirations. In short: Nearly insurmountable hurdles confront ordinary investors. Swensen's solution? A contrarian investment alternative that promotes well-diversified, equity-oriented, "market-mimicking" portfolios that reward investors who exhibit the courage to stay the course. Swensen suggests implementing his nonconformist proposal with investor-friendly, not-for-profit investment companies such as Vanguard and TIAA-CREF. By avoiding actively managed funds and employing client-oriented mutual fund managers, investors create the preconditions for investment success. Bottom line? Unconventional Success provides the guidance and financial know-how for improving the personal investor's financial future.

47

The Retirement Savings Time Bomb Ticks Louder - Ed Slott Cover Art

The Retirement Savings Time Bomb Ticks Louder

The Retirement Savings Time Bomb Ticks Louder How to Avoid Unnecessary Tax Landmines, Defuse the Latest Threats to Your Retirement Savings, and Ignite Your Financial Freedom by Ed Slott

“This book is required reading.” —Robert Powell, editor of Retirement Daily Whether your retirement dreams are five years away or fifty—the single greatest threat standing in your way is taxes . Unlike losses in the stock market, money lost to taxes never recovers. With untaxed retirement accounts likely to become your largest asset, you face an explosive landscape of costly tax traps, penalties, and a complex maze of rules when it comes time to tap into those savings. Renowned tax advisor Ed Slott returns in The Retirement Savings Time Bomb Ticks Louder with the ultimate guide to reclaim control of your financial future and keep more of your money—no matter what Congress comes up with next. With fully up-to-date information, including SECURE Act 2.0, this book provides an easy-to-follow plan that is an entertaining and informative must-read for any American with a retirement savings account.

48

Where the Money Is - Adam Seessel Cover Art

Where the Money Is

Where the Money Is Value Investing in the Digital Age by Adam Seessel

“One of the best books I have read on investing in years. ” —Bill Ackman, founder and CEO, Pershing Square Capital Management From a successful investor and a contributor to Barron’s and Fortune comes a once-in-a-lifetime book that gives modern investors what they need most: a fresh guide to making money in a stock market now dominated by tech stocks. Technological change is reshaping the economy in a way not witnessed since Henry Ford introduced the assembly line. A little more than ten years ago, only two of the ten most valuable publicly traded companies in the world were digital enterprises—today, they comprise eight of the top ten. Investors around the world are struggling to understand the Digital Age and how they can use the stock market to profit from it. Author Adam Seessel understands. Several years ago, he watched his old-school portfolio built using traditional value investing principles decline while the market, driven by “expensive” tech stocks, advanced. Determined to reverse course, he set off in search of a new investment paradigm, one that remained true to the discipline that Ben Graham gave us a century ago while reflecting the new realities of the Digital Age. In this “helpful take on playing the stock market” ( Publishers Weekly ), Seessel introduces a refreshed value-based framework that any investor, professional or amateur, can use to beat the modern market. Like all sectors, the tech sector follows certain rules. We can study these rules, understand them, and invest accordingly. The world is changing, and we can profit from it. Approaching tech this way, the economy’s current changes and the rapid rise of tech stocks are not reasons to be frightened or disoriented—they’re reasons to be excited. Infused with the same kind of optimism and common sense that inspired Benjamin Graham’s The Intelligent Investor and Peter Lynch’s One Up on Wall Street , Where the Money Is ushers in a new era of modern value investing.

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Finance for Nonfinancial Managers, Second Edition (Briefcase Books Series) - Gene Siciliano Cover Art

Finance for Nonfinancial Managers, Second Edition (Briefcase Books Series)

Finance for Nonfinancial Managers, Second Edition (Briefcase Books Series) by Gene Siciliano

AN INTRODUCTION TO FINANCIAL REPORTS--WITH NEW TACTICS FOR BUDGETING AND PINPOINTING KEY FINANCIAL AREAS Financial decisions impact virtually every area of your company. As a manager, it's up to you to understand how and why. Finance for Nonfinancial Managers helps you understand the information in essential financial reports and then shows you how to use that understanding to make informed, intelligent decisions. It provides a solid working knowledge of: Basic Financial Reports--All about balance sheets, income statements, cash flow statements, and more Cost Accounting--Methods to assess which products or services are most profitable to your firm Operational Planning and Budgeting--Ways to use financial knowledge to strengthen your company Briefcase Books , written specifically for today's busy manager, feature eye-catching icons, checklists, and sidebars to guide managers step-by-step through everyday workplace situations. Look for these innovative design features to help you navigate through each page: Key Terms: Clear defi nitions of key terms and concepts Smart Managing: Tactics and strategies for managing change Tricks of the Trade: Tips for executing the tactics in the book Mistake Proofing: Practical advice for minimizing the possibility of error Caution: Warning signs for when things are about to go wrong For Example: Examples of successful change-management tactics Tools: Specific planning procedures, tactics, and hands-on techniques

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Personal Finance 101 - Alfred Mill Cover Art

Personal Finance 101

Personal Finance 101 From Saving and Investing to Taxes and Loans, an Essential Primer on Personal Finance by Alfred Mill

Get your financial life in order—from saving and investing to taxes and loans—with this comprehensive, accessible guide to everything you need to know about finance. Managing your finances can be overwhelming at times. But it doesn’t have to be! Personal Finance 101 will provide you with all the skills you need to make good financial decisions and grow your personal wealth. Full of must-have advice and organized in an easy-to-read format, this book provides a wealth of knowledge on personal finance basics including: -Choosing your bank (and why it matters) -Building an emergency fund -Salary and benefit packages -Where your money is going (and how to keep more of it) -Refinancing or consolidating student loans -Health and property insurance -Building credit responsibly -How to get a mortgage Use this guide and make the most of the money you have, plan for future purchases like a house or a vacation, save for retirement, or simply become more financially responsible. Perfect for finance beginners or those looking to refresh their knowledge, Personal Finance 101 is the one-stop shop for all of your personal finance questions!

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