Apple Books Personal Finance Books Best Sellers 2026

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Rich Dad Poor Dad - Robert T. Kiyosaki Cover Art

Rich Dad Poor Dad

Rich Dad Poor Dad What the Rich Teach Their Kids About Money - That the Poor and Middle Class Do Not! by Robert T. Kiyosaki

In Rich Dad Poor Dad, the #1 Personal Finance book of all time, Robert Kiyosaki shares the story of his two dad: his real father, whom he calls his ‘poor dad,’ and the father of his best friend, the man who became his mentor and his ‘rich dad.’ One man was well educated and an employee all his life, the other’s education was “street smarts” over traditional classroom education and he took the path of entrepreneurship…a road that led him to become one of the wealthiest men in Hawaii. Robert’s poor dad struggled financially all his life, and these two dads—these very different points of view of money, investing, and employment—shaped Robert’s thinking about money. Robert has challenged and changed the way tens of millions of people, around the world, think about money and investing and he has become a global advocate for financial education and the path to financial freedom. Rich Dad Poor Dad (and the Rich Dad series it spawned) has sold over 36 million copies in English and translated editions around the world. Rich Dad Poor Dad will… • explode the myth that you need to earn a high income to become rich • challenge the belief that your house is an asset • show parents why they can’t rely on the school system to teach their kids about money • define, once and for all, an asset and a liability • explain the difference between good debt and bad debt • teach you to see the world of money from different perspectives • discuss the shift in mindset that can put you on the road to financial freedom

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The Forever Paycheck - Jean Chatzky Cover Art

The Forever Paycheck

The Forever Paycheck The New Retirement Strategy to Spend More, Worry Less, and Never Run Out of Money by Jean Chatzky

THE INSTANT NEW YORK TIMES BESTSELLER “The playbook the personal finance industry should have written a generation ago.”—Bill Perkins “The clear, step-by-step plan that will help you stop guessing, stop stressing, and start using your money with confidence.”—Mel Robbins The new roadmap to financial longevity, from longtime TODAY show financial editor and New York Times bestselling author, Jean Chatzky You’ve been saving for retirement for decades. But what happens when you get to the end of your earning years? How do you take the money you’ve amassed and not only make it last as long as you do, but do it in a way that brings you the most fulfillment and the least amount of stress? This is something that you simply cannot afford to get wrong. If you do, you’ll either run out of money before you run out of time, or you’ll discover years too late that you didn’t use your money as much as you could have to enjoy your life. The solution is right here. It’s a paycheck that lasts for the rest of your life: a Forever Paycheck. With the power of a Forever Paycheck comes a simple, revelatory truth: you can spend more, and do more, than you think you can. The data shows that people entering retirement often can’t bring themselves to spend. But when their money comes as a steady monthly paycheck, they feel much more confident in using it to live life to the fullest. Many find they can spend double with no risk of running out. New research shows that a Forever Paycheck is even associated with better health, lower chances of disability, and a substantially longer lifespan. The Forever Paycheck will teach you:How to turn your assets (retirement account balances) into the income that you needHow to structure your portfolio so you can spend more—often double what you thought—no matter how much you start withWhen is the right time to take Social Security for you depending on your marital status, work history, age and moreWhether it’s better to help your adult kids now or leave them an inheritance laterAnd much more! Whether you plan to work to 50 or 75, have a small 401(k) or a large stock portfolio, like to take risks with your money or always play it safe, bestselling author and financial expert Jean Chatzky provides a step-by-step plan for making your money work for you. Written in collaboration with AARP, The Forever Paycheck is packed with the information you need to plan for the future you want.

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How to Get Rich in American History - Joseph S. Moore, PhD Cover Art

How to Get Rich in American History

How to Get Rich in American History 300 Years of Financial Advice That Worked (& Didn’t) by Joseph S. Moore, PhD

AN INSTANT USA Today BESTSELLER • A Next Big Idea Club Must-Read • FEATURED IN The Wall Street Journal , Blooomberg , MoneyWeek , Kiplinger , Forbes, Publishers Weekly , Library Journal , Washington Independent Review of Books AND MORE! “Eye opening, deeply researched, and snort-out-your-nose funny. I dare you to put it down.” —William Bernstein, author of The Four Pillars of Investing “A serious and startling social history of wealth and a standup comedy routine, this is one of the funniest financial books I’ve ever read.” —Jason Zweig, columnist at The Wall Street Journal In richly told stories and wild self-experiments, historian Joseph Moore tests history’s best and worst financial advice to find what worked, what didn’t, and why everyday people can still get ahead—including you. What if so-called timeless beliefs about money like “invest for the long run,” “compound interest builds wealth,” and “real estate always goes up” were shockingly new . . . and rarely true. From Benjamin Franklin to TikTok gurus, what “everyone knows” about personal finance has rarely stayed the same. Parents once taught children not to save and that stocks were only for suckers. Meanwhile, supposedly new phenomenon like Airbnb, crypto, skipping lattes, and complaints that nobody can get ahead are far older than we think. In How to Get Rich in American History , Joseph Moore shares the unexpected and counterintuitive lessons of the past—from the scams we keep falling for to the long allure of creating generational wealth—so we can avoid the same mistakes and make the most of our own finances today. Along the way, Moore tries these old ideas on himself, with hair-raising and hilarious results. His personal journey includes wild investments, get-rich-quick schemes, founding a cryptocurrency, and how he went from his working-class roots and facing financial ruin to retiring in his forties. Ultimately, Moore finds that despite today’s loud pessimists, success has never been easier to achieve in American history than it is right now. Fun, accessible, and filled with eye-opening insights you can apply for yourself alongside laugh-out-loud stories you never learned in school, How to Get Rich in American History pushes back against skeptics who claim the American dream is out of reach. It is a thoughtful, practical, and surprisingly hopeful read that sheds new light on the prospects of getting by and getting ahead then . . . and now. “Refreshingly unequivocal advice.” — Publishers Weekly

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The Simple Path to Wealth - J. L. Collins Cover Art

The Simple Path to Wealth

The Simple Path to Wealth Your Road Map to Financial Independence and a Rich, Free Life by J. L. Collins

Revised and Expanded Edition. Instant New York Times Bestseller. Seen on "Hasan Minhaj Doesn't Know" and "The Diary of a CEO." The Proven Guide from the Godfather of Financial Independence—now comprehensively updated and expanded. New edition includes: updated data, FAQ, a Simple Path to Wealth Punchlist, Resources & Tools. “Beautifully written, a simple book that will have a profound impact on your life.” —Morgan Housel, author of The New York Times bestseller The Psychology of Money What if the path to wealth isn't about timing the market or picking hot stocks, or even about paying someone else to do it for you? What if it’s actually about following a radically simple plan that’s not only easier to implement, but also more lucrative than the alternatives? Drawing from fifty years of investing experience, and born out of a series of letters the author wrote to his daughter, The Simple Path to Wealth has become foundational to the FIRE (Financial Independence, Retire Early) movement, inspiring hundreds of thousands of readers to reimagine their relationship with money and freedom. The real-world success of Collins' approach is documented in Pathfinders , his collection of stories from readers who have transformed their financial lives using his method. Whether you care deeply about money, or never want to think about it at all, you’re living in a culture of spending. Everyone’s telling you that handing over your cash for this gadget, this potion, this lifestyle is the key to happiness. Meanwhile, the reality is that happiness is more likely to come from having the financial freedom to live the life you really want. Whatever your relationship with money, you will be heartened by Collins’ essential insight, which is that simplicity beats complexity every time. This comprehensive guide covers everything from debt elimination to optimizing retirement accounts, all while exposing the marketing myths and investment industry practices that keep most people from building real wealth. Collins shares specific, actionable strategies for both wealth-building and wealth-preservation phases, with a straightforward approach to asset allocation that anyone can implement.

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The Wealth Ladder - Nick Maggiulli Cover Art

The Wealth Ladder

The Wealth Ladder Proven Strategies for Every Step of Your Financial Life by Nick Maggiulli

NEW YORK TIMES BESTSELLER “Investors of all ages would benefit from reading Mr. Maggiulli’s book, which holds especially valuable lessons for young people.” – Scott Nations, The Wall Street Journal From the author of Just Keep Buying , a groundbreaking new framework for building wealth Do you feel stuck financially? Are you working more, trying to spend less, yet still not seeing results? If so, the issue isn’t your effort—it’s your approach. This is where The Wealth Ladder comes in. It’s not a get-rich-quick scheme or a one-size-fits-all solution to your money problems. It’s a new philosophy for thinking about money altogether. In a world where interest rates shift, careers take new turns, and desires evolve, our financial strategy must keep up. This is why The Wealth Ladder breaks wealth into six distinct levels, each demanding its own strategy. What works at Level 1 won’t cut it at Level 6—and vice versa. You’ll learn exactly how to handle your spending, income, investments, and more, with tailored advice for every stage. The result? Smarter choices, less stress, and a clear path upward. Because building wealth isn’t just about hard work—it’s about applying the right strategy at the right time to focus on what matters most. Fortunately, you won’t need to guess on where to focus next because The Wealth Ladder has the answer. The only question left is: Are you ready to climb it?

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Get Good with Money - Tiffany the Budgetnista Aliche Cover Art

Get Good with Money

Get Good with Money Ten Simple Steps to Becoming Financially Whole by Tiffany the Budgetnista Aliche

NEW YORK TIMES, WALL STREET JOURNAL, AND USA TODAY BESTSELLER • A ten-step plan for finding peace, safety, and harmony with your money—no matter how big or small your goals and no matter how rocky the market might be—by the inspiring and savvy “Budgetnista.” “No matter where you stand in your money journey, Get Good with Money has a lesson or two for you!”—Erin Lowry, bestselling author of the Broke Millennial series Tiffany Aliche was a successful pre-school teacher with a healthy nest egg when a recession and advice from a shady advisor put her out of a job and into a huge financial hole. As she began to chart the path to her own financial rescue, the outline of her ten-step formula for attaining both financial security and peace of mind began to take shape. These principles have now helped more than one million women worldwide answer their most pressing financial questions: How to pay off debt? How to save money? How to build wealth? Revealing this practical ten-step process for the first time in its entirety, Get Good with Money introduces the powerful concept of building wealth through financial wholeness : a realistic, achievable, and energizing alternative to get-rich-quick and over-complicated money management systems. With helpful checklists, worksheets, a tool kit of resources, and advanced advice from experts who Tiffany herself relies on (her “Budgetnista Boosters”), Get Good with Money gets crystal clear on the short-term actions that lead to long-term goals, including: • A simple technique to determine your baseline or “noodle budget,” examine and systemize your expenses, and lay out a plan that allows you to say yes to your dreams. • An assessment tool that helps you understand whether you have a “don't make enough” problem or a “spend too much” issue—as well as ways to fix both. • Best practices for saving for a rainy day (aka job loss), a big-ticket item (a house, a trip, a car), and money that can be invested for your future. • Detailed advice and action steps for taking charge of your credit score, maximizing bill-paying automation, savings and investing, and calculating your life, disability, and property insurance needs. • Ways to protect your beneficiaries' future, and ensure that your financial wishes will stand the test of time. An invaluable guide to cultivating good financial habits and making your money work for you, Get Good with Money will help you build a solid foundation for your life (and legacy) that’s rich in every way.

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La psicología del dinero - Morgan Housel Cover Art

La psicología del dinero

La psicología del dinero Cómo piensan los ricos: 18 claves imperecederas sobre riqueza y felicidad by Morgan Housel

En cuestiones de dinero, lo que importa no es lo listo que seas sino cómo te comportas. Tendemos a pensar en la inversión o la gestión de las finanzas personales como una disciplina matemática, en la que los datos y las fórmulas nos dicen exactamente qué hacer. Sin embargo, el rasgo que define a las personas que logran enriquecerse no es su destreza con los números, ni su salario o su talento, sino su historia personal, sus motivaciones y su visión única del mundo. Un genio que pierde el control de sus emociones puede ser un desastre financiero. Y lo mismo vale en caso contrario: gente de a pie sin formación en finanzas puede enriquecerse si cuenta con unos cuantos patrones de comportamiento. Esto, impensable en otras disciplinas como la arquitectura o la medicina, es fundamental en el campo de las finanzas. Este libro, llamado a convertirse en un clásico de las finanzas personales, nos provee del conocimiento esencial para entender la psicología del dinero y nos invita a hacernos una pregunta fundamental que raramente nos hacemos, cuál es nuestra relación con el dinero y qué queremos realmente de él. A partir de 18 claves imperecederas, Morgan Housel nos enseña cómo funciona la psicología del dinero y cuáles son los hábitos y conductas que nos ayudarán no solo a generar riqueza, sino, más importante aún, a conservarla. «Un libro imprescindible para cualquiera que quiera tomar decisiones más inteligentes y vivir una vida más rica.»  Daniel Pink , autor de La sorprendente verdad sobre qué nos motiva «Ideas fascinantes y consejos prácticos. Cualquiera que quiera hacerse rico debería tener una copia de este libro.»  James Clear , autor de Hábitos atómicos «Uno de los mejores y más originales libros de finanzas de los últimos años.»  Jason Zweig, Wall Street Journal «Housel es de esos escritores capaces de hacer digeribles conceptos financieros de lo más complejos. Este es un libro que se devora de principio a fin y que no solo nos explica por qué tomamos malas decisiones con respecto al dinero, sino que nos ayudará a tomar mejores.»  Annie Duke, autora de Thinking in Bets La riqueza no es fruto de nuestra inteligencia, talento o trabajo .  Es fruto de nuestro comportamiento.

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Retirement Planning Guidebook: Navigating the Important Decisions for Retirement Success - Wade Pfau Cover Art

Retirement Planning Guidebook: Navigating the Important Decisions for Retirement Success

Retirement Planning Guidebook: Navigating the Important Decisions for Retirement Success by Wade Pfau

⭐ OVER 60,000 COPIES SOLD ⭐ The Retirement Planning Guidebook is a practical, plain-English retirement planning book for people approaching or already in retirement. It helps you make confident decisions about retirement income, Social Security, Medicare, taxes, housing, long-term care, and lifestyle—so nothing important falls through the cracks. Retirement is one of the most important—and complex—financial decisions you will ever make. Unlike your working years, retirement introduces new risks, tradeoffs, and irreversible choices. Mistakes can be costly, stressful, and difficult to fix. This book helps you move beyond one-size-fits-all advice by showing how your personal retirement income style should guide every major decision you make. Inside, you'll learn how to: •     Clarify your retirement income style so you can cut through conflicting opinions and choose strategies that fit you. •     Build sustainable retirement income using the right mix of investments and insurance products. •     Determine if you're truly ready to retire by aligning your assets with spending needs, legacy goals, and contingency reserves. •     Make smart Social Security decisions , potentially adding $100,000 or more in lifetime benefits. •     Navigate Medicare and health insurance choices , including options when retiring before Medicare eligibility. •     Incorporate housing decisions —where to live and whether to tap housing wealth—into your retirement strategy. •     Manage long-term care risks , weighing self-funding, insurance, Medicaid planning, and aging-in-place solutions. •     Draw from your accounts tax-efficiently , using withdrawal sequencing, Roth conversions, tax-rate management, and gains harvesting. •     Organize your financial and estate planning , including a will, beneficiary designations, powers of attorney, health care directives, and trusts. •     Prepare for the non-financial side of retirement , including purpose, structure, relationships, health, and lifestyle fulfillment. Retirement comes with its own vocabulary—the 4% rule, sequence-of-return risk, income annuities, reverse mortgages, the alphabet soup of Medicare choices, RMDs, Roth conversions, tax torpedoes and tax cliffs, buffer assets, rollovers, and more. This book demystifies what these concepts mean, when they matter, and how they fit into your cohesive retirement plan. The Retirement Planning Guidebook gives you a clear framework for addressing both the financial and non-financial aspects of retirement—so you can approach your retirement years with confidence, clarity, and purpose. I hope this book helps you build a retirement that allows you to do something great .

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Trading in the Zone - Mark Douglas Cover Art

Trading in the Zone

Trading in the Zone Master the Market with Confidence, Discipline, and a Winning Attitude by Mark Douglas

Douglas uncovers the underlying reasons for lack of consistency and helps traders overcome the ingrained mental habits that cost them money.  He takes on the myths of the market and exposes them one by one teaching traders to look beyond random outcomes, to understand the true realities of risk, and to be comfortable with the "probabilities" of market movement that governs all market speculation.

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Die With Zero - Bill Perkins Cover Art

Die With Zero

Die With Zero Getting All You Can from Your Money and Your Life by Bill Perkins

A NEW YORK TIMES AND WALL STREET JOURNAL BESTSELLER A Common-Sense Guide to Living Rich….Instead of Dying Rich Imagine if by the time you died, you did everything you were told to. You worked hard, saved your money, and looked forward to financial freedom when you retired. The only thing you wasted along the way was… your life. Die with Zero presents a startling new and provocative philosophy as well as practical guide on how to get the most out of your money— and out of your life . It’s intended for those who place lifelong memorable experiences far ahead of simply making and accumulating money for one’s so-called Golden Years. In short, Bill Perkins wants to rescue you from over-saving and under-living. Regardless of your age, Die with Zero will teach you Perkins’ plan for optimizing your life, stage by stage, so you’re fully engaged and enjoying what you’ve worked and saved for. You’ll discover how to maximize your lifetime memorable moments with “experience bucketing,” how to convert your earnings into priceless memories by following your “net worth curve,” and find out how to navigate whether to invest in, or delay, a meaningful adventure based on your “spend curve” and “personal interest rate.” Using his own life experiences as well as the inspiring stories and cautionary tales of others—and drawing on eye-opening insights about time, money, and happiness from psychological science and behavioral finance —Perkins makes a timely, convincing, and contrarian case for living large. Rethink Retirement: Stop over-saving for a distant future and start using your money to create priceless memories now, when you have the health to enjoy them. Maximize Your Experiences: Learn the author’s strategy for "time-bucketing"—a powerful tool to ensure you have the experiences you want before it’s too late. A New Kind of Investment Strategy: Discover why your life's memorable moments are an investment that pays "memory dividends" for years to come. Smart Money Management: Follow your "net worth curve" and "fulfillment curve" to make smarter decisions about when to save and when to spend on meaningful adventures. Financial Freedom Now: Break free from the cycle of endless work and accumulation with a practical, step-by-step plan for living your richest life today.

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One Up On Wall Street - Peter Lynch Cover Art

One Up On Wall Street

One Up On Wall Street How To Use What You Already Know To Make Money In The Market by Peter Lynch

More than one million copies have been sold of this seminal book on investing in which legendary mutual-fund manager Peter Lynch explains the advantages that average investors have over professionals and how they can use these advantages to achieve financial success. America’s most successful money manager tells how average investors can beat the pros by using what they know. According to Lynch, investment opportunities are everywhere. From the supermarket to the workplace, we encounter products and services all day long. By paying attention to the best ones, we can find companies in which to invest before the professional analysts discover them. When investors get in early, they can find the “tenbaggers,” the stocks that appreciate tenfold from the initial investment. A few tenbaggers will turn an average stock portfolio into a star performer. Lynch offers easy-to-follow advice for sorting out the long shots from the no-shots by reviewing a company’s financial statements and knowing which numbers really count. He offers guidelines for investing in cyclical, turnaround, and fast-growing companies. As long as you invest for the long term, Lynch says, your portfolio can reward you. This timeless advice has made One Up on Wall Street a #1 bestseller and a classic book of investment know-how.

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The Intelligent Investor, Rev. Ed - Benjamin Graham Cover Art

The Intelligent Investor, Rev. Ed

The Intelligent Investor, Rev. Ed The Definitive Book on Value Investing by Benjamin Graham

“By far the best book on investing ever written.” — Warren Buffett The classic text of Benjamin Graham’s seminal The Intelligent Investor has now been revised and annotated to update the timeless wisdom for today’s market conditions. The greatest investment advisor of the twentieth century, Benjamin Graham, taught and inspired people worldwide. Graham's philosophy of "value investing"—which shields investors from substantial error and teaches them to develop long-term strategies—has made The Intelligent Investor the stock market bible ever since its original publication in 1949. Over the years, market developments have proven the wisdom of Graham's strategies. While preserving the integrity of Graham's original text, this revised edition includes updated commentary by noted financial journalist Jason Zweig, whose perspective incorporates the realities of today's market, draws parallels between Graham's examples and today's financial headlines, and gives readers a more thorough understanding of how to apply Graham's principles. Vital and indispensable, this revised edition of The Intelligent Investor is the most important book you will ever read on how to reach your financial goals.

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Investing For Dummies - Eric Tyson Cover Art

Investing For Dummies

Investing For Dummies by Eric Tyson

All the investing basics you need to know, from the bestselling For Dummies line This updated edition of Investing For Dummies offers sound advice to everyone who wants to build wealth through investing. Learn about stock investing, bond investing, mutual fund and ETF investing, real estate investing, and picking most trustworthy resources for your needs. Turn to this jargon-free resource before you make your first investment, so you can make smart decisions with your money. Get a feel for managing the ups and downs of the market, learn how to assess your investment decisions, and plan out a portfolio that will work for you. With over a million copies sold in previous editions, this book offers golden advice on making your money grow. Consider the risks and rewards of different types of investing Assess the current market and your financial situation, so you can make a solid investing plan Understand how stock markets work and how you can profit from them Beef up your investing strategy with bonds, brokerage support, real estate, and beyond Investing For Dummies is the go-to book for people new to the world of finance and eager to build a solid foundation—and grow wealth for the future.

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Poor Richard’s Almanack - Benjamin Franklin Cover Art

Poor Richard’s Almanack

Poor Richard’s Almanack by Benjamin Franklin

Poor Richard’s Almanack was a yearly almanac that was published by Benjamin Franklin under the pseudonym Richard Saunders. A popular pamphlet in colonial America, Poor Richard’s Almanack was filled with the wit and wisdom of Benjamin Franklin in the form of hundreds of proverbs and other data. This edition of Poor Richard’s Almanack is a collection of the proverbs and sayings of Benjamin Franklin from all of the almanacs from 1732 to 1758. Topics include advice on money, family, friendship, health, virtue, and God.

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Rich Dad's Guide to Investing - Robert T. Kiyosaki Cover Art

Rich Dad's Guide to Investing

Rich Dad's Guide to Investing What the Rich Invest in, That the Poor and the Middle Class Do Not! by Robert T. Kiyosaki

Investing means different things to different people… and there is a huge difference between passive investing and becoming an active, engaged investor. Rich Dad’s Guide to Investing, one of the three core titles in the Rich Dad Series, covers the basic rules of investing, how to reduce your investment risk, how to convert your earned income into passive income… plus Rich Dad’s 10 Investor Controls. The Rich Dad philosophy makes a key distinction between managing your money and growing it… and understanding key principles of investing is the first step toward creating and growing wealth. This book delivers guidance, not guarantees, to help anyone begin the process of becoming an active investor on the road to financial freedom.

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Smart Women Finish Rich, Expanded and Updated - David Bach Cover Art

Smart Women Finish Rich, Expanded and Updated

Smart Women Finish Rich, Expanded and Updated by David Bach

THE MILLION-COPY NEW YORK TIMES , BUSINESS WEEK , WALL STREET JOURNAL AND USA TODAY BESTSELLER IS BACK - COMPLETELY UPDATED! With over ONE MILLION copies sold - Smart Women Finish Rich is one of the most popular financial books for women ever written. A perennial bestseller for over two decades, now Bach returns with a completely updated, expanded and revised edition, Smart Women Finish Rich , to address the new financial concerns and opportunities for today's women. Whether you are just getting started in your investment life, looking to manage your money yourself, or work closely with a financial advisor, this book is your proven roadmap to the life you want and deserve. With Smart Women Finish Rich , you will feel like you are being coached personally by one of America's favorite and most trusted financial experts. The Smart Women Finish Rich program has helped millions of women for over twenty years gain confidence, clarity and control over their financial well-being--it has been passed from generations to generation -- and it now can help you.

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Una Mente Vale Más Que Un Millón - Casares Martín Cover Art

Una Mente Vale Más Que Un Millón

Una Mente Vale Más Que Un Millón Cómo Pensar, Decidir Y Actuar Para Crear Riqueza Real by Casares Martín

¿Sientes que podrías ganar más… pero algo siempre te frena? ¿Tomas decisiones financieras desde el miedo, la prisa o la duda, y luego te arrepientes? ¿Quieres aprender a pensar como alguien que crea riqueza real, con estrategia, calma y visión? Si respondiste SÍ a al menos una de estas preguntas, sigue leyendo… El dinero no te cambia la vida si tu mente sigue igual. Hay personas que ganan poco y construyen estabilidadz Y otras que ganan mucho… y aun así viven estresadas, sin control y siempre empezando de cero. La diferencia no es la suerte. Es la mentalidad con la que piensan, deciden y actúan. Porque la riqueza real no se trata solo de ingresos: se trata de criterio, disciplina, identidad y dirección. Presentamos: Una Mente Vale Más Que Un Millón Cómo Pensar, Decidir Y Actuar Para Crear Riqueza Real Este libro es una guía práctica para fortalecer tu mente financiera: la parte que decide cómo usas el dinero, cómo gestionas el riesgo, cómo te sostienes cuando llegan las tentaciones… y cómo creces cuando aparecen oportunidades. Dentro descubrirás cómo: • identificar creencias invisibles que están limitando tus resultados • tomar decisiones con claridad en lugar de impulsos • construir hábitos que crean riqueza de forma sostenible • desarrollar disciplina sin vivir en “modo sacrificio” • pasar de sobrevivir mes a mes a construir a largo plazo No es un libro para “hacerte rico rápido”. Es un libro para ayudarte a pensar como alguien que no vuelve atrás. Imagina esto… Dejas de improvisar con el dinero. Tienes un plan, un enfoque y una forma de decidir que te da paz. Empiezas a actuar con intención, no con ansiedad. Y con el tiempo, tu vida financiera cambia porque tú cambiaste primero. Si estás listo/a para entrenar tu mente, mejorar tus decisiones y construir riqueza real desde la base, Una Mente Vale Más Que Un Millón es tu punto de partida. Empieza hoy.

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The Bogleheads' Guide to Retirement Planning - Taylor Larimore, Mel Lindauer, Richard A. Ferri, Laura F. Dogu & John C. Bogle Cover Art

The Bogleheads' Guide to Retirement Planning

The Bogleheads' Guide to Retirement Planning by Taylor Larimore, Mel Lindauer, Richard A. Ferri, Laura F. Dogu & John C. Bogle

The Bogleheads are back-with retirement planning advice for those who need it! Whatever your current financial situation, you must continue to strive for a viable retirement plan by finding the most effective ways to save, the best accounts to save in, and the right amount to save, as well as understanding how to insure against setbacks and handle the uncertainties of a shaky economy. Fortunately, the Bogleheads, a group of like-minded individual investors who follow the general investment and business beliefs of John C. Bogle, are here to help. Filled with valuable advice on a wide range of retirement planning issues, including some pearls of wisdom from Bogle himself, The Bogleheads' Guide to Retirement Planning has everything you need to succeed at this endeavor. Explains the different types of savings accounts and retirement plans Offers insights on managing and funding your retirement accounts Details efficient withdrawal strategies that could help you maintain a comfortable retirement lifestyle Addresses essential estate planning and gifting issues With The Bogleheads' Guide to Retirement Planning, you'll discover exactly what it takes to secure your financial future, today.

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Financial Feminist - Tori Dunlap Cover Art

Financial Feminist

Financial Feminist Overcome the Patriarchy’s Bullsh*t to Master Your Money and Build a Life You Love by Tori Dunlap

An instant New York Times bestseller From the globally-recognized personal finance educator and social media star behind Her First $100K, an inclusive money management guide to all things money—from managing debt to investing and voting with your dollars Tori Dunlap was always good with money. As a kid, she watched her prudent parents balance their checkbook every month and learned to save for musical tickets by gathering pennies in an Altoids tin. But she quickly discovered that her experience with money was pretty unusual, especially among her female friends. It wasn’t our fault. Investigating this financial literacy and wealth gap, Tori found that girls are significantly less likely to receive a holistic financial education; we’re taught to restrain our spending, while boys are taught about building wealth and rewarded for pursuing it. In adulthood, women are hounded by the unfounded stereotype of the frivolous spenders whose lattes are to blame for the wealth gap. And when something like, say, a global pandemic happens, we’re the first to have jobs cut and the last to re-enter the workforce. It's no wonder money is a source of anxiety and a barrier to equality for so many of us. But what if money didn't mean restriction, and instead, choice? The ability to luxuriously travel, quit toxic jobs, donate to important organizations, retire early? The freedom to live the life you want, and change the world while you do it? Tori founded Her First $100K to teach women to overcome the unique obstacles standing in the way of their financial freedom. In Financial Feminist, she distills the principles of her shame- and judgment-free approach to creating a realistic budget, paying off debt, figuring out your value categories to spend mindfully, saving money without monk-like deprivation, and investing for beginners in order to spend your retirement tanning in Tulum. You will learn: - Exercises to help you understand your current relationship with money, figure out what you want to change, and how to make that happen - How to decide on your investment goal, and discover the three steps to meeting it - The secrets of salary negotiation and how to source the data you need to negotiate the money you deserve Featuring journaling prompts, deep-dives into the invisible aspects of the financial landscape, and interviews with experts on everything money—from predatory credit card companies to the racial wealth gap and voting with your dollars—Financial Feminist is the ultimate guide to making your money work harder for you (rather than the other way around.)

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Main Street Millionaire - Codie Sanchez Cover Art

Main Street Millionaire

Main Street Millionaire How to Make Extraordinary Wealth Buying Ordinary Businesses by Codie Sanchez

INSTANT NEW YORK TIMES BESTSELLER "...refreshing...concentrates on small ‘boring’ businesses... serves up a recipe to bypass the challenges of a founder by creatively financing smart deals." — Forbes Rich people know a secret. In this book, former Wall Street investor Codie Sanchez pulls back the curtain. Most people look for wealth in all the wrong places. From dropshipping and startups to grinding for promotions, you might believe you have to trade your life to be one of the few who win. But the truly rich know these paths are paved with delusion and false promises. In Main Street Millionaire , Codie Sanchez teaches you the path the wealthy really walk. Instead of risking it all with little chance of success, she shows you how to acquire cash-flowing businesses that are winning right now . Sanchez, one of the world’s leading small business experts, reveals the dealmaking framework she’s taught to tens of thousands, and that she’s used to build her own 9-figure holding company. Her secret? She acquires overlooked “Main Street” businesses. We’re talking about the unsexy but reliably profitable industries — like plumbing, construction, cleaning, electrical — that white collar workers have overlooked. In this book, you’ll see practical strategies and step by step processes to acquire cash flow and freedom. You’ll meet humans just like you who have changed their life through ownership. You will learn: Why today’s market is ripe for generational wealth creationHow to identify and close amazing business deals, without being wealthyHow to 10x your growth after acquiring a small businessThe 7 businesses you should never buy, and whyHow to own multiple businesses at once (without losing your mind) Main Street Millionaire will reshape the way you think about your wealth and ownership forever. However, it’s not for slackers. It’s for those who want meaning and fulfillment while building their community. Codie's no-BS, out-of-the-box wisdom is the antidote to a complacent life of making other people rich. In summary: Your money, and meaning, is on Main Street.

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La psicología del dinero (Edición mexicana) - Morgan Housel Cover Art

La psicología del dinero (Edición mexicana)

La psicología del dinero (Edición mexicana) 18 claves imperecederas sobre riqueza y felicidad by Morgan Housel

La riqueza no es fruto de nuestra inteligencia, talento o trabajo.  Es fruto de nuestro comportamiento. En cuestiones de dinero, lo que importa no es lo listo que seas sino cómo te comportas. Tendemos a pensar en la inversión o la gestión de las finanzas personales como una disciplina matemática, en la que los datos y las fórmulas nos dicen exactamente qué hacer. Sin embargo, el rasgo que define a las personas que logran enriquecerse no es su destreza con los números, ni su salario o su talento, sino su historia personal, sus motivaciones y su visión única del mundo. Un genio que pierde el control de sus emociones puede ser un desastre financiero. Y lo mismo vale en caso contrario: gente de a pie sin formación en finanzas puede enriquecerse si cuenta con unos cuantos patrones de comportamiento. Esto, impensable en otras disciplinas como la arquitectura o la medicina, es fundamental en el campo de las finanzas. Este libro, llamado a convertirse en un clásico de las finanzas personales, nos provee del conocimiento esencial para entender la psicología del dinero y nos invita a hacernos una pregunta fundamental que raramente nos hacemos, cuál es nuestra relación con el dinero y qué queremos realmente de él. A partir de 18 claves imperecederas, Morgan Housel nos enseña cómo funciona la psicología del dinero y cuáles son los hábitos y conductas que nos ayudarán no solo a generar riqueza, sino, más importante aún, a conservarla. «Un libro imprescindible para cualquiera que quiera tomar decisiones más inteligentes y vivir una vida más rica.»  Daniel Pink , autor de La sorprendente verdad sobre qué nos motiva «Ideas fascinantes y consejos prácticos. Cualquiera que quiera hacerse rico debería tener una copia de este libro.»  James Clear , autor de Hábitos atómicos «Uno de los mejores y más originales libros de finanzas de los últimos años.»  Jason Zweig, Wall Street Journal «Housel es de esos escritores capaces de hacer digeribles conceptos financieros de lo más complejos. Este es un libro que se devora de principio a fin y que no solo nos explica por qué tomamos malas decisiones con respecto al dinero, sino que nos ayudará a tomar mejores.»  Annie Duke, autora de Thinking in Bets La riqueza no es fruto de nuestra inteligencia, talento o trabajo .  Es fruto de nuestro comportamiento.

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Principles - Ray Dalio Cover Art

Principles

Principles Life and Work by Ray Dalio

#1 NEW YORK TIMES BESTSELLER * 5 MILLION COPIES SOLD “Significant...The book is both instructive and surprisingly moving.” — The New York Times Ray Dalio, one of the world’s most successful investors and entrepreneurs, shares the unconventional principles that he’s developed, refined, and used over the past forty years to create unique results in both life and business—and which any person or organization can adopt to help achieve their goals. In 1975, Ray Dalio founded an investment firm, Bridgewater Associates, out of his two-bedroom apartment in New York City. Forty years later, Bridgewater has made more money for its clients than any other hedge fund in history and grown into the fifth most important private company in the United States, according to Fortune magazine. Dalio himself has been named to Time magazine’s list of the 100 most influential people in the world. Along the way, Dalio discovered a set of unique principles that have led to Bridgewater’s exceptionally effective culture, which he describes as “an idea meritocracy that strives to achieve meaningful work and meaningful relationships through radical transparency.” It is these principles, and not anything special about Dalio—who grew up an ordinary kid in a middle-class Long Island neighborhood—that he believes are the reason behind his success. In Principles, Dalio shares what he’s learned over the course of his remarkable career. He argues that life, management, economics, and investing can all be systemized into rules and understood like machines. The book’s hundreds of practical lessons, which are built around his cornerstones of “radical truth” and “radical transparency,” include Dalio laying out the most effective ways for individuals and organizations to make decisions, approach challenges, and build strong teams. He also describes the innovative tools the firm uses to bring an idea meritocracy to life, such as creating “baseball cards” for all employees that distill their strengths and weaknesses, and employing computerized decision-making systems to make believability-weighted decisions. While the book brims with novel ideas for organizations and institutions, Principles also offers a clear, straightforward approach to decision-making that Dalio believes anyone can apply, no matter what they’re seeking to achieve. Here, from a man who has been called both “the Steve Jobs of investing” and “the philosopher king of the financial universe” ( CIO magazine), is a rare opportunity to gain proven advice unlike anything you’ll find in the conventional business press.

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El Hombre mas rico de Babilonia - George S. Clason Cover Art

El Hombre mas rico de Babilonia

El Hombre mas rico de Babilonia by George S. Clason

Este clásico revela que la prosperidad no es cuestión de suerte, sino de hábitos y disciplina. Aprenderás cómo hacer que tu dinero trabaje para ti, cómo proteger tus recursos y cómo multiplicar tus ingresos sin importar tu punto de partida. El hombre más rico de Babilonia no es solo un libro, es un mapa hacia la libertad financiera. Con relatos ambientados en la mítica y próspera ciudad de Babilonia, estas enseñanzas han guiado a millones de personas durante casi un siglo. A través de parábolas simples pero poderosas, descubrirás los principios eternos del ahorro, la inversión y la creación de riqueza que no caducan con el tiempo.

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Your Money or Your Life - Vicki Robin & Joe Dominguez Cover Art

Your Money or Your Life

Your Money or Your Life 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence: Fully Revised and Updated for 2018 by Vicki Robin & Joe Dominguez

A fully revised edition of one of the most influential books ever written on personal finance with more than a million copies sold “The best book on money. Period.” –Grant Sabatier, founder of “Millennial Money,” on CNBC Make It "This is a wonderful book. It can really change your life." -Oprah For more than twenty-five years, Your Money or Your Life has been considered the go-to book for taking back your life by changing your relationship with money. Hundreds of thousands of people have followed this nine-step program, learning to live more deliberately and meaningfully with Vicki Robin’s guidance. This fully revised and updated edition with a foreword by "the Frugal Guru" ( New Yorker ) Mr. Money Mustache is the ultimate makeover of this bestselling classic, ensuring that its time-tested wisdom applies to people of all ages and covers modern topics like investing in index funds, managing revenue streams like side hustles and freelancing, tracking your finances online, and having difficult conversations about money.   Whether you’re just beginning your financial life or heading towards retirement, this book will show you how to:    • Get out of debt and develop savings • Save money through mindfulness and good habits, rather than strict budgeting • Declutter your life and live well for less • Invest your savings and begin creating wealth • Save the planet while saving money • …and so much more! "The seminal guide to the new morality of personal money management." - Los Angeles Times

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Tax-Free Wealth - Tom Wheelwright CPA Cover Art

Tax-Free Wealth

Tax-Free Wealth How to Build Massive Wealth by Permanently Lowering Your Taxes by Tom Wheelwright CPA

Tax-Free Wealth: How to Build Massive Wealth by Permanently Lowering Your Taxes (Third Edition) by Tom Wheelwright® is a comprehensive guide that unveils strategic approaches to minimizing tax liabilities and accumulating significant wealth. As an acclaimed CPA and World-Renowned Expert on Tax, Wheelwright revisits and updates his groundbreaking work where readers are introduced to a wealth-building philosophy that revolves around using the tax code as a roadmap to building wealth in a way that makes taxes fun, easy, and understandable. In this revised and updated edition, Wheelwright incorporates the latest tax reforms and strategies to help individuals and businesses maximize their tax savings to achieve a tax-free life. Wheelwright emphasizes the importance of proactive tax planning and dispels common misconceptions about taxes, giving readers the tools to transform their mindset and approach to wealth creation. The book covers various topics, including tax deductions, credits, and incentives, that provide readers with a roadmap to maximize wealth and reach their dreams. Wheelwright also addresses the impact of recent tax law changes, ensuring that readers are equipped with up-to-date information to navigate the evolving landscape of taxation. From real estate investments to entrepreneurship, Tax-Free Wealth explores various avenues through which individuals and businesses can legally minimize their tax burdens, ultimately leading to increased profitability and financial freedom. Packed with practical examples, case studies, and actionable strategies, the third edition of Tax-Free Wealth is a comprehensive resource for anyone seeking to build and preserve wealth while minimizing tax obligations. Whether you're a seasoned investor, business owner, or someone just starting on the path to financial success, Wheelwright's insights provide a roadmap for achieving tax-free wealth and securing a brighter financial future. For more information and resources, visit the official Tax-Free Wealth website: https://taxfreewealthbook.com/

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Barbarians at the Gate - Bryan Burrough & John Helyar Cover Art

Barbarians at the Gate

Barbarians at the Gate The Fall of RJR Nabisco by Bryan Burrough & John Helyar

#1 New York Times bestseller and arguably the best business narrative ever written, Barbarians at the Gate is the classic account of the fall of RJR Nabisco at the hands of a massive leveraged buyout from investment firm KKR. A book that stormed both the bestseller list and the public imagination, a book that created a genre of its own, and a book that gets at the heart of 1980s Wall Street and the culture it helped define, Barbarians at the Gate is a modern classic—a masterpiece of investigative journalism and a rollicking true story of corporate derring-do and financial swordsmanship. The fight to control RJR Nabisco during October and November of 1988 was more than just the largest corporate takeover in Wall Street history. Marked by brazen displays of ego not seen in American business for decades, it became the high point of a new gilded age and its repercussions are still being felt. The tale remains the ultimate story of greed and glory—a real-life corporate drama and a cast of characters that determined the course of global business and redefined how deals would be done and fortunes made in the decades to come. Barbarians at the Gate is the gripping account of these two frenzied months, of powerful deal makers and publicity flaks, of an old-line industrial powerhouse (home of such familiar products as Oreos and Camels) that became the victim of the ruthless and rapacious style of high-stakes finance in the 1980s. As reporters for The Wall Street Journal , Burrough and Helyar had extensive access to all the characters in this M&A drama. They take the reader behind the scenes at strategy meetings and society dinners, into boardrooms and bedrooms, providing an unprecedentedly detailed look at how financial operations at the highest levels are conducted but also a richly textured social history of wealth at the twilight of the Reagan era. At the center of the huge power struggle is RJR Nabisco's president, the high-living Ross Johnson. It's his secret plan to buy out the company that sets the frenzy in motion, attracting the country's leading takeover players: Henry Kravis, the legendary leveraged-buyout king of investment firm KKR, whose entry into the fray sets off an acquisitive commotion; Peter Cohen, CEO of Shearson Lehman Hutton and Johnson's partner, who needs a victory to propel his company to an unchallenged leadership in the lucrative mergers and acquisitions field; the fiercely independent Ted Forstmann, motivated as much by honor as by his rage at the corruption he sees taking over the business he cherishes; Jim Maher and his ragtag team, struggling to regain credibility for the decimated ranks at First Boston; and an army of desperate bankers, lawyers, and accountants, all drawn inexorably to the greatest prize of their careers—and one of the greatest prizes in the history of corporate finance. Written with the bravado of a novel and researched with the diligence of a sweeping cultural history, Barbarians at the Gate is present at the front line of every battle of the campaign. Here is the unforgettable story of that corporate takeover in all its brutality. In a new afterword specially commissioned for the story's 20th anniversary, Burrough and Helyar return to visit the heroes and villains of this epic business saga, tracing the fallout of the deal, charting the subsequent success and failure of those involved, and addressing the incredible impact this story—and the book itself—made on the world.

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How to Invest in Real Estate - Brandon Turner Cover Art

How to Invest in Real Estate

How to Invest in Real Estate The Ultimate Beginner's Guide to Getting Started by Brandon Turner

Tailor your approach to real estate investing with this valuable book from the co-hosts of The BiggerPockets Podcast ; their life-changing, customized advice “will catapult you 5-10 years ahead of where you are now.” (Ryan Harris, Super Bowl 50 Champion and real estate investor) Real estate investing can be a powerful way to build wealth and achieve true financial freedom. But it can be hard to know where to start: From BRRRR and flipping to short-term and long-term rentals, how do you know whether a real estate strategy fits your personality, lifestyle, and financial goals? In this groundbreaking guide, two of the biggest names in the real estate business have teamed up to write the most comprehensive manual ever. How to Invest in Real Estate is the ultimate strategy guide to help you achieve personal and financial success through real estate investing. Josh Dorkin and Brandon Turner—longtime hosts of the world’s #1 real estate podcast, The BiggerPockets Podcast —use their insider knowledge to help you find the strategies and opportunities in real estate that match your resources and your goals. Unlike most traditional real estate books, this one won’t tell you there is “one secret path” to success in real estate investing. Instead, you’ll find dozens of unique paths to profitability and discover more than forty inspiring true stories from real estate investors who are succeeding in today’s economy. Inside, you’ll learn: • How to balance a full-time job with real estate projects—and earn more from both! • All about LLCs, corporations, and getting your friends and family on board with real estate investing • Eight unique property types and twenty-eight fantastic methods for finding great deals • Eleven powerful strategies for building wealth through real estate • Partnerships, BRRRR investing, and other creative ways to fund your deals • And so much more!

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Investing 101 - Michele Cagan Cover Art

Investing 101

Investing 101 From Stocks and Bonds to ETFs and IPOs, an Essential Primer on Building a Profitable Portfolio by Michele Cagan

A crash course in managing personal wealth and building a profitable portfolio—from stocks and bonds to IPOs and more! Too often, textbooks turn the noteworthy details of investing into tedious discourse that would put even Warren Buffett to sleep. Investing 101 cuts out the boring explanations, and instead provides a hands-on lesson that keeps you engaged as you learn how to build a portfolio and expand your savings. From value investing to short selling to risk tolerance, this primer is packed with hundreds of entertaining tidbits and concepts that you won't be able to get anywhere else. So whether you're looking to master the major principles of investing, or just want to learn more about stocks and bonds or mutual funds, Investing 101 has all the answers—even the ones you didn't know you were looking for.

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El hombre más rico de babilonia - George S. Clason Cover Art

El hombre más rico de babilonia

El hombre más rico de babilonia Edición actualizada con los 10 principios para tener éxito en los negocios by George S. Clason

Millones de lectores alrededor del mundo han aprovechado las famosas “parábolas babilónicas” que le dan vida a El hombre más rico de Babilonia, obra aclamada por la crítica como una de las mejores en el campo inspiracional sobre el tema del ahorro, la planificación financiera y la riqueza personal. En un lenguaje sencillo, el lector se encuentra con historias fascinantes que lo ubican en el camino correcto hacia la prosperidad y todas las alegrías que se desprenden de ellas. En la segunda parte de esta edición de El hombre más rico de Babilonia encontrarás algunas ideas y aplicaciones prácticas que M.J. Ryan, Pat Mesiti, Tony Neumeyer y otros autores contemporáneos han compartido en sus propios libros rearmando los principios presentados por George Clason casi un siglo antes. Sin duda, cada uno de estos aportes es un testimonio sobre cómo, a pesar del paso del tiempo, los principios fundamentales del éxito financiero siguen teniendo total vigencia. Conocido como un clásico moderno, El hombre más rico de Babilonia es un bestseller mundial y con más de 2 millones de copias vendidas que ofrece una perspectiva profunda –y certera– sobre cómo solucionar los problemas financieros hasta alcanzar estabilidad y solidez económica. El hombre más rico de babilonia es una edición actualizada y ampliada con los 10 principios para tener éxito en los negocios.

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Unshakeable - Tony Robbins & Peter Mallouk Cover Art

Unshakeable

Unshakeable Your Financial Freedom Playbook by Tony Robbins & Peter Mallouk

Transform your financial life and accelerate your path to financial freedom with this step-by-step playbook to achieving your financial goals from the #1 New York Times bestseller of Money: Master the Game , Tony Robbins. Robbins, who has coached more than fifty million people from 100 countries, is the world’s #1 life and business strategist. In this book, he teams up with Peter Mallouk, the only man in history to be ranked the #1 financial advisor in the US for three consecutive years by Barron’s. Together they reveal how to become unshakeable—someone who can not only maintain true peace of mind in a world of immense uncertainty, economic volatility, and unprecedented change, but who can profit from the fear that immobilizes so many. In these pages, through plain English and inspiring stories, you’ll discover… -How to put together a simple, actionable plan that will deliver true financial freedom. -Strategies from the world’s top investors on how to protect yourself and your family and maximize profit from the inevitable crashes and corrections to come. -How a few simple steps can add a decade or more of additional retirement income by discovering what your 401(k) provider doesn’t want you to know. -The core four principles that most of the world’s greatest financial minds utilize so that you can maximize upside and minimize downside. -The fastest way to put money back in your pocket: uncover the hidden fees and half truths of Wall Street—how the biggest firms keep you overpaying for underperformance. -Master the mindset of true wealth and experience the fulfillment you deserve today. No matter your salary, your stage of life, or when you started, this book will provide the tools to help you achieve your financial goals more rapidly than you ever thought possible.

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How to Make Your Money Last - Jane Bryant Quinn Cover Art

How to Make Your Money Last

How to Make Your Money Last The Indispensable Retirement Guide by Jane Bryant Quinn

NOW COMPLETELY UPDATED to reflect the changes in tax legislation, health insurance, and the new investment realities. In this “highly valuable resource” ( Publishers Weekly , starred review) Quinn “provides simple, straightforward” ( The New York Times ) solutions to the universal retirement dilemma—how to make your limited savings last for life—covering mortgages, social security, income investing, annuities, and more! Will you run out of money in your older age? That’s the biggest worry for people newly retired or planning to retire. Fortunately, you don’t have to plan in the dark. Jane Bryant Quinn tells you how to squeeze a higher income from all your assets—including your social security account (get every dollar you’re entitled to), a pension (discover whether a lump sum or a lifetime monthly income will pay you more), your home equity (sell, rent, or take a reverse mortgage?), savings (how to use them safely to raise your monthly income), retirement accounts (invest the money for growth in ways that let you sleep at night), and—critically—how much of your savings you can afford to spend every year without running out. There are easy ways to figure all this out. Who knew? Quinn also shows you how to evaluate your real risks. If you stick with super-safe investment choices, your money might not last and your lifestyle might erode. The same might be true if you rely on traditional income investments. Quinn rethinks the meaning of “income investing,” by combining reliable cash flow during the early years of your retirement with low-risk growth investments, to provide extra money for your later years. Odds are, you’ll live longer than you might imagine, meaning that your savings will stretch for many more years than you might have planned for. With the help of this book, you can turn those retirement funds into a “homemade” paycheck that will last for life.

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The Ultimate Retirement Guide for 50+ - Suze Orman Cover Art

The Ultimate Retirement Guide for 50+

The Ultimate Retirement Guide for 50+ Winning Strategies to Make Your Money Last a Lifetime (Revised & Updated for 2025) by Suze Orman

The instant NEW YORK TIMES BESTSELLER WALL STREET JOURNAL BESTSELLER PUBLISHERS WEEKLY BESTSELLER USA TODAY BESTSELLER #1 PERSONAL FINANCE EXPERT Revised & Updated for 2025 THE PATH TO YOUR ULTIMATE RETIREMENT STARTS RIGHT HERE! Retirement today is more complex than ever before. It is most definitely not your parents' retirement. You will have to make decisions that weren't even part of the picture a generation ago. Without a clear-cut path to manage the money you’ve saved, you may feel like you're all on your own. Except you're not—because Suze Orman has your back. Suze is America's most recognized personal finance expert for a reason. She's been dispensing actionable advice for years to people seeking financial security. Now, in this revised and updated Ultimate Retirement Guide for 50+ , which reflects recent changes in retirement rules passed by Congress, Suze gives you the no-nonsense advice and practical tools you need to plan wisely for your retirement in today's ever-changing landscape. You'll find new rules for downsizing, spending wisely, delaying Social Security benefits, and more—starting where you are right now. Suze knows money decisions are never just about money. She understands your hopes, your fears, your wishes, and your desires for your own life as well as for your loved ones. She will guide you on how to let go of regret and fear, and with her unparalleled knowledge and unique empathy, she will reveal practical and personal steps so you can always live your Ultimate Retirement life. "I wrote this book for you," Suze says. "The worried, the fearful, the anxious. I know you need help navigating the road ahead. I've helped steer people toward happy and secure retirements my whole life, and that's exactly what I want to do for you."

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The Retirement Miracle - Patrick Kelly Cover Art

The Retirement Miracle

The Retirement Miracle by Patrick Kelly

Patrick Kelly’s newest book, The Retirement Miracle , is another home run for those wanting to win the retirement game.  This book clearly and simply shows you how to: • Grow your money with zero market risk • Access your retirement dollars tax-free • Leave an income-tax-free inheritance to your heirs   In his trademark style of simplicity and humor, Patrick takes the reader on a fun and fascinating journey.  With all new content and all new lessons, this book is the perfect companion to his first national bestseller, Tax-Free Retirement .  

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You're Broke Because You Want to Be - Larry Winget Cover Art

You're Broke Because You Want to Be

You're Broke Because You Want to Be How to Stop Getting By and Start Getting Ahead by Larry Winget

Now in paperback: The New York Times bestselling author and star of A&E?s reality series Big Spender , Larry Winget, cleans up America?s personal finance crisis More than 40 percent of families today are feeling financial pressure: spending more than they earn, and worrying about retiring and being dependent on the government, family, or charity. Larry Winget knows. He grew up poor, then made and lost a fortune when a business in which he?d invested went bankrupt. But he worked his way back from rock bottom to become a multimillionaire. In You?re Broke Because You Want to Be , Winget expands on the ideas that have made his popular television show Big Spender a hit and offers straightforward talk about coming to grips with your finances, such as: · Feel bad. Have remorse. You need to feel deep emotion to take action. So start crying and take responsibility. · Figure out who you owe and how much you owe. It?ll be a scary number to face, but you need to know where you are and what you have. · ?People are stupid, lazy, or they don?t give a damn.? You already know you need to do something; Larry will help you finally do something. · Are you more interested in looking cool and being cute or providing a financially secure future for your family? How you spend your money will tell you that. With a boot-camp regimen that is steeped in personal accountability, Winget cuts through the double-talk contained in most finance books and presents a simple, guided program that is sure to motivate anyone out of their money problems.

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Planning Retirement Income - Kenneth M. Morris & Virginia B. Morris Cover Art

Planning Retirement Income

Planning Retirement Income by Kenneth M. Morris & Virginia B. Morris

Planning Retirement Income deals head on with the challenges you'll face in providing a financially secure retirement.  This comprehensive yet easy-to-understand guide tells you how to build a solid investment portfolio, strengthen your cash flow, and create sources of lifetime income.

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Entrusted - Andrew L. Howell & David R. York Cover Art

Entrusted

Entrusted Building A Legacy That Lasts by Andrew L. Howell & David R. York

When it comes to estate planning and the effective transfer of wealth, most discussions involving the terms wealth and money use those terms interchangeably. Although the two are not the same, most estate planners today do not even broach this concept with their clients or include the less-tangible aspects of wealth as they draft an estate plan. They simply develop an estate plan that prepares the family’s financial assets to be dumped, divided, deferred, and dissipated among the members of the next generation. These estate plans typically reflect a very linear way of thinking. In other words, if transferring some amount of financial wealth is good, then transferring more financial wealth is better. Not only is this approach is myopic and simplistic, but it’s ultimately destructive because it focuses on the fire (the result) and not on the flint and kindling (the tools and resources that produce the result). Entrusted lays out the foundations of Entrusted Planning process, which aligns the principles and values of a family with their tangible assets and prepares future generations to build a true and lasting legacy. It’s a process that draws from the very origins of estate law, which placed the highest value on who was involved—on who was entrusted. Entrusted Planning goes back to preparing beneficiaries for wealth beyond just the legal concept of a trust and takes into account the relational maturation of the person or persons being entrusted as stewards of resources, not just consumers and users of it.  Entrusted Planning is about transferring opportunities instead of just assets and doing so over multiple generations.  By focusing on the means to an end (education, personal character, home ownership, entrepreneurship, charitable service) as opposed to the end (stocks, bonds, real estate, and businesses), Entrusted Planning has the greatest potential to do the maximum amount of multigenerational good with the least amount of collateral damage. Entrusted families have goals that are both deep and broad. They’re less interested in preparing their families to be rich and more interested in preparing them to manage, sustain, and carry on a rich legacy.  Entrusted outlines seven core disciplines that can be found across a multitude of successful high-net-worth families going back hundreds of years. These are not hypothetical or idealistic disciplines. These disciplines are real and permeate through the families who have embraced these concepts.  Discipline 1. Entrusted families know who they are and what they believe. Discipline 2. Entrusted families prepare the family for the wealth and not just the wealth for the family. Discipline 3. Entrusted families maximize the positive benefits of wealth and minimize the negative effects. Discipline 4. Entrusted families focus on flint and kindling and not on the fire. Discipline 5. Entrusted families are generous. Discipline 6. Entrusted families preserve and protect wealth. Discipline 7. Entrusted families design and implement dynamic governance. When a family gets to the point where they are putting their wealth behind a statement such as “We are the Smiths. This is what we believe in, this is what we value, and this is what we do to impact the world,” they will produce successive generations who can be Entrusted.

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The Financial Diaries - Jonathan Morduch & Rachel Schneider Cover Art

The Financial Diaries

The Financial Diaries How American Families Cope in a World of Uncertainty by Jonathan Morduch & Rachel Schneider

What the financial diaries of working-class families reveal about economic stresses, why they happen, and what policies might reduce them Deep within the American Dream lies the belief that hard work and steady saving will ensure a comfortable retirement and a better life for one's children. But in a nation experiencing unprecedented prosperity, even for many families who seem to be doing everything right, this ideal is still out of reach. In The Financial Diaries , Jonathan Morduch and Rachel Schneider draw on the groundbreaking U.S. Financial Diaries, which follow the lives of 235 low- and middle-income families as they navigate through a year. Through the Diaries, Morduch and Schneider challenge popular assumptions about how Americans earn, spend, borrow, and save—and they identify the true causes of distress and inequality for many working Americans. We meet real people, ranging from a casino dealer to a street vendor to a tax preparer, who open up their lives and illustrate a world of financial uncertainty in which even limited financial success requires imaginative—and often costly—coping strategies. Morduch and Schneider detail what families are doing to help themselves and describe new policies and technologies that will improve stability for those who need it most. Combining hard facts with personal stories, The Financial Diaries presents an unparalleled inside look at the economic stresses of today's families and offers powerful, fresh ideas for solving them.

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El Dinero que Hay en Ti! - Julie Stav Cover Art

El Dinero que Hay en Ti!

El Dinero que Hay en Ti! Descubre Tu Personalidad Financiera y Vive Como un Millionario by Julie Stav

En ¡El Dinero que Hay en Ti! la destacada experta Julie Stav te enseña a descubrir tu verdadera personalidad financiera, y te muestra cómo usar tus sentimientos, tus temores y tu autoestima para lograr una vida de riqueza monetaria y espiritual ""Conócete a ti mismo"", dijo Sócrates. Y podríamos añadir, "" . . . para que conozcas cómo emplear tu dinero"". Cuando logramos entendernos a nosotros mismos y comprender cómo nos relacionamos con el dinero, vamos por buen camino hacia la tranquilidad económica y la independencia financiera. El dinero no es la vida ni compra la felicidad . . . ¡pero nos acerca más a ella! En ¡El Dinero Que Hay en Ti! Julie nos presenta cinco tipos de personalidades financieras, cada una con ventajas y desventajas en lo que se refiere a la manera en que manejan su dinero. Con su estilo divertido, informativo y fácil de comprender, Julie te ayudará a descubrir quién eres realmente y cómo poner a trabajar tu personalidad financiera específica para que logres una vida sin preocupaciones económicas. ¡El Dinero Que Hay en Ti! no sólo te enseñará a valerte de esas características personales en tu beneficio, sino también a establecer relaciones positivas con aquéllos que se ven afectados por tus decisiones—hijos, cónyuge, padres y amigos—y que influyen en las tuyas. Sólo entonces podrás alcanzar tus metas, y vivir la vida que siempre has soñado.

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Social Security For Dummies - Jonathan Peterson Cover Art

Social Security For Dummies

Social Security For Dummies by Jonathan Peterson

Get the Social Security benefits you've earned In the newly updated Social Security For Dummies, you'll find all the basics on Social Security, plus the latest updates and changes, so that you can make the most of your benefits. With clear jargon-free language and instructions, you'll figure out when to start taking your benefits, based on your unique situation and goals. This bestseller simplifies the complex Social Security system, a cornerstone of many people's retirement budgets. Social Security For Dummies will arm you with the knowledge you need to maximize your financial well-being. Get a comprehensive guide to the foundations of Social Security Understand your benefits and prepare your long-term financial plan Learn the latest benefits and find guidance on updated policies Determine the best time to apply for Social Security Whether you're gearing up for retirement, already in the Social Security groove, or helping a loved one navigate the benefits maze, this book is your golden ticket to financial peace of mind.

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Retirement Planning For Dummies - Matthew Krantz Cover Art

Retirement Planning For Dummies

Retirement Planning For Dummies by Matthew Krantz

Proactively plan for a successful financial future after leaving the workforce Are you ready for retirement? Retirement Planning For Dummies is your comprehensive guide to shoring up your finances as you prepare to leave the workforce. Learn to manage and optimize your 401(k), balance retirement savings with other financial needs, and set up pensions and insurance. Plus, get the latest updates on all things retirement, including the SECURE Act and new withdrawal rules. Written by an expert investment writer, this beginner-friendly guide is full of financial wisdom that will smooth the road as you embark on your retirement planning journey. Learn the best saving practices to make your money grow Maximize your retirement knowledge to set you up for success Balance retirement savings with other needs Get up to speed on withdrawal limits, HSA rules, and self-employment considerations This book is for anyone looking for the best ways to save and plan for retirement, whether you just joined the workforce or are contemplating retirement in the near future.

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More Life Than Money - Anthony A. Saccaro Cover Art

More Life Than Money

More Life Than Money How Not to Outlive Your Savings by Anthony A. Saccaro

Sometimes the only way to move forward financially is to uncover what you don’t know Financial freedom is no different than anything else in life, and the more closed off you are to uncovering the truth, the deeper you will sink into the unknown. Author, financial planner, and estate planning attorney Anthony Saccaro has been assisting baby boomers and retirees with financial matters for decades. In his deeply detailed and investigative meetings with families looking to build retirement portfolios, there is one common theme among all his clients: the lack of knowledge about retirement investments, Social Security, and long-term care has paused their potential success. The only way to anchor the many misconceptions surrounding financial savings is to lay out the truth and back it up with facts and investigative research. In More Life Than Money , Saccaro does this by using examples to showcase the importance of making informed decisions and how not knowing can be detrimental to your family’s future.

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The Art of Money Getting - P. T. Barnum Cover Art

The Art of Money Getting

The Art of Money Getting Golden Rules for Making Money by P. T. Barnum

A get-rich-quick guide: "The splashy creator of The Greatest Show on Earth proves as sensible and level-headed about the almighty dollar as your CPA" ( The Delve ).   Who better to teach you how to make money than one of America's greatest showmen and promoters? The founder of the Barnum & Bailey Circus and freak show exhibitor, P. T. Barnum had his finger on the pulse of nineteenth-century America. In The Art of Money Getting , he shares his secrets to success—from staying out of debt to advertising and the upkeep of customer relations—tips that remain timely to this day.   "Barnum's autobiography tells his colorful story, but it is The Art of Money Getting or Golden Rules of Making Money that offers a recipe book for prosperity. Consistent with a great marketer, the title is a slight exaggeration of the content. There are, in fact, no detailed ideas or techniques for getting rich. Instead, the author provides 20 rules for personal success and the development of good character that, indirectly, will make a person's financial rise almost inevitable." — Citywire   "There is wisdom embedded in his words. . . . The book is packed with practical advice that we've heard before but need hearing again." — The Invisible Mentor   "Highlights how he made his fortune, became bankrupt and then worked his way back to the top again. Much of his guidance is still applicable today." — Medium

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El secreto de aprender a invertir - JOSH NATA Cover Art

El secreto de aprender a invertir

El secreto de aprender a invertir Principios de inversión sencillos para crear riqueza duradera by JOSH NATA

# El secreto de aprender a invertir ### Principios de inversión sencillos para crear riqueza duradera **Josh Nata** ¿Y si aprender a invertir no fuera tan complicado como siempre te han hecho creer? Muchas personas desean hacer crecer su dinero, alcanzar mayor libertad financiera y construir un patrimonio para el futuro, pero se sienten paralizadas por términos difíciles, mercados impredecibles y la sensación de que invertir es solo para expertos. **El secreto de aprender a invertir** nace para cambiar esa perspectiva. Josh Nata presenta los principios esenciales de la inversión de una manera clara, práctica y fácil de comprender. En lugar de abrumarte con conceptos innecesariamente complejos, este libro te ayuda a desarrollar una mentalidad de inversor y a comprender las bases que pueden ayudarte a tomar decisiones financieras más conscientes y fundamentadas. A lo largo de sus páginas descubrirás cómo pensar a largo plazo, comprender la relación entre riesgo y rendimiento, reconocer oportunidades, evitar errores comunes y desarrollar hábitos que pueden contribuir a una estrategia de creación de riqueza más sólida. Este libro puede ayudarte a: * Comprender los fundamentos de la inversión desde cero. * Desarrollar una mentalidad orientada al crecimiento financiero. * Entender conceptos esenciales sin necesidad de conocimientos avanzados. * Evaluar riesgos antes de tomar decisiones. * Evitar errores frecuentes que pueden perjudicar tus objetivos. * Pensar estratégicamente sobre el dinero y el futuro. * Construir una base de conocimientos para invertir con mayor confianza. No necesitas ser un experto financiero para comenzar a aprender. Tampoco necesitas conocer todos los secretos de los mercados. Lo que necesitas es comprender los principios fundamentales y aprender a utilizarlos con disciplina, paciencia y perspectiva. **El secreto de aprender a invertir** es una invitación a dejar atrás la confusión y empezar a desarrollar los conocimientos que pueden transformar tu relación con el dinero. Tu futuro financiero no se construye de la noche a la mañana. Se construye con decisiones inteligentes, conocimiento y constancia. **Si quieres aprender los fundamentos de la inversión, fortalecer tu educación financiera y dar pasos más conscientes hacia la creación de riqueza duradera, abre este libro y comienza hoy.**

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The Intelligent Investor, Revised Edition - Benjamin Graham Cover Art

The Intelligent Investor, Revised Edition

The Intelligent Investor, Revised Edition by Benjamin Graham

The greatest investment advisor of the twentieth century, Benjamin Graham, taught and inspired people worldwide. Graham's philosophy of "value investing" -- which shields investors from substantial error and teaches them to develop long-term strategies -- has made The Intelligent Investor the stock market bible ever since its original publication in 1949. Over the years, market developments have proven the wisdom of Graham's strategies. While preserving the integrity of Graham's original text, this revised edition includes updated commentary by noted financial journalist Jason Zweig, whose perspective incorporates the realities of today's market, draws parallels between Graham's examples and today's financial headlines, and gives readers a more thorough understanding of how to apply Graham's principles.

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The American Nightmare - John Vasquez Cover Art

The American Nightmare

The American Nightmare How Inflation, Debt, and Banks Hijacked the American Dream by John Vasquez

What if everything you've been taught about money, success, and security is about to change... forever? We are living through one of the greatest financial transformations in human history. The systems that once created stable jobs, banks, and traditional retirement plans are rapidly evolving, and most people are completely unprepared. This book is your wake-up call. Inside, you'll discover how to break free from outdated financial thinking and step into a new paradigm of wealth, power, and personal sovereignty. This isn't about hype or get-rich-quick schemes; this is about understanding the game at a deeper level so you can position yourself ahead of the curve. This is your guide to navigating the new financial world. You'll learn: Why the traditional path to success is no longer reliableHow money is evolving and what that means for your futureThe mindset shifts required to build real, lasting wealthHow to protect, grow, and position your assets in uncertain timesThe truth about financial systems, the average person never learnsHow to move from survival mode to strategic ownership This book bridges the gap between mindset and mechanics, helping you not only understand what's happening, but how to take action with confidence. Whether you're just starting your journey or looking to level up your financial strategy, this is your blueprint for stepping into the next era. The world is changing. The question is-will you evolve with it?

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A Random Walk Down Wall Street - Burton G. Malkiel Cover Art

A Random Walk Down Wall Street

A Random Walk Down Wall Street The Best Investment Guide That Money Can Buy by Burton G. Malkiel

“A must-read for any investor.”—Browser One of the “few great investment books” (Andrew Tobias) ever written, with 2 million copies in print. In a time of rampant misinformation about ways of growing your money, Burton G. Malkiel’s gimmick-free investment guide is more necessary than ever. Whether you’re considering your first 401k contribution or contemplating retirement, the fully updated, fiftieth anniversary edition of A Random Walk Down Wall Street remains the best investment guide money can buy. Drawing on his experience as an economist, financial adviser, and successful investor, Malkiel shows why an individual who saves consistently over time and buys a diversified set of index funds can achieve above-average investment results. He addresses current investment fads and critically analyzes cryptocurrencies, NFTs, and meme stocks. Malkiel reveals how to be a tax smart investor and how to make sense of recently popular investment management techniques, including factor investing, risk parity, and ESG portfolios. Investors of every age, experience level, and risk tolerance will find the step-by-step guidance they need to protect and grow their dollars.

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Stay Calm - David Booth Cover Art

Stay Calm

Stay Calm Learn to Embrace Uncertainty in Investing and Life by David Booth

New York Times Bestseller "Success—in anything, from fitness to business to investing—comes from discipline and patience, not chasing shortcuts. David Booth, who is a visionary and a great friend, reminds us that staying calm, loving the process, and focusing on what we can control is the real path to lasting results. This book is about building strength the smart way—over time." —Arnold Schwarzenegger, longtime Dimensional shareholder From one of the pioneers of index investing and a founder of factor investing comes a clear, calming, and empowering guide to building true wealth—rooted not in predictions, hacks, or market timing but in the science of how markets actually work. “Uncertainty isn’t something to fear—it’s where possibility lives.” —David Booth For more than 50 years, David Booth has been at the center of a monumental transformation in personal finance. As founder of Dimensional Fund Advisors, Booth has worked alongside Nobel laureates Gene Fama, Merton Miller, Myron Scholes, and Robert Merton, helping to transform investing from a game of speculation into a discipline grounded in evidence, diversification, and long-term thinking. In Stay Calm , he shares the lessons, mindset, and stories behind that revolution—and shows readers how to apply them in their own lives. In this accessible and engaging book, Booth explains why trying to pick stocks or predict the market’s next move is a losing game, and why trusting markets—not gurus—gives ordinary investors a powerful advantage. Drawing on decades of data and experience, he explores: • Why market prices reflect information faster than any individual can, and why this is good news for investors • How to build a resilient, low-stress investment strategy using diversification, discipline, and patience • How to avoid the emotional traps that cause investors to buy high, sell low, and miss long-term gains • Why uncertainty is not a danger to be eliminated but a source of opportunity • What “true wealth” really means—and how money can support a life of purpose, freedom, and meaning Warm, wise, and refreshingly free of jargon, Stay Calm is both a practical guide to long-term investing and a philosophy for living with clarity and confidence. Whether you’re just starting out, rethinking your financial plan, or guiding others, this book will change the way you think about markets, risk, and what really matters.

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How to Be a Rich Old Lady - Amanda Holden Cover Art

How to Be a Rich Old Lady

How to Be a Rich Old Lady Your Guide to Easy Investing, Building Wealth, and Creating the Wild, Beautiful Life You Want by Amanda Holden

NATIONAL BESTSELLER • A life-changing path to the financial freedom we all deserve: How to Be a Rich Old Lady is filled with humor, heart, and real-world perspective. Amanda Holden spent years working in investment management, where she saw exactly who gets access to the power, ease, and opportunity money can bring—and it wasn’t people like her friends. She also saw how the financial system is designed to feel exclusive and confusing, and how it blames individuals for economic problems they didn’t create. So, Amanda left her finance job to launch Invested Development, a financial education company where she has taught more than twenty-five thousand students how to invest with radical clarity, accessibility, and joy. Here, all her expertise is packed into a guide that won’t feel like getting cornered by a crypto bro. Instead, it reads like a text from your smartest friend: “Let’s figure out money, so we can stop thinking about money.” Because this practice isn’t just about planning for your wild and glorious future—it’s about the relief of knowing you’re doing everything you can right now . In these pages, you will: • Set up a fully automated investing strategy—so you can move on with your life • Use hands-on tools and worksheets to guide you to financial independence • Learn about investing in a way that is truly memorable • Demystify retirement accounts and tax rules • Learn who to trust in the finance world—and who to avoid • Master how to research, buy, and track the right investments for you • Explore what it means to live a wild, beautiful life beyond Roth IRAs How to Be a Rich Old Lady is a step-by-step road map to financial freedom. It’s not just about numbers on a spreadsheet but building a life that feels secure enough to dream into. Maybe your Rich Old Lady is wearing belly chains at the beach, tanned and wrinkly and totally unbothered. Maybe she’s befriending the birds at her cozy forest cabin. Maybe she’s leaving $500 tips on her diner coffee. Whatever your vision, this approachable guide to investing and wealth-building will help you build a plan to greet her with confidence, security, and genuine hope for tomorrow.

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The Holy Grail of Investing - Tony Robbins Cover Art

The Holy Grail of Investing

The Holy Grail of Investing The World's Greatest Investors Reveal Their Ultimate Strategies for Financial Freedom by Tony Robbins

“Tony Robbins returns with another must-read financial book, revealing the strategies of many of the world’s greatest investors.” —Ray Dalio, Founder of Bridgewater and author of Principles Tony Robbins has helped millions master their relationship with money, build wealth, and achieve financial independence. Here Robbins and renowned investor Christopher Zook team up to reveal the alternative investment strategies of the world’s smartest money. For decades, trillions of dollars in “Smart Money” have been making outsized returns using Private Equity, Private Credit, Venture Capital, and other Alternative Investments. Robbins teams up with renowned Alternative Investment expert Christopher Zook to sit down with more than a dozen of the world’s greatest private asset managers who collectively manage more than half a trillion dollars on behalf of investors. Take your seat at the table of titans and learn: -How professional sports is an emerging alternative investment category with durable, long-term growth potential -How to identify investment opportunities at the intersection of energy abundance and AI industrialization -How to invest in the growing intersection of space, defense, and advanced technology -How many of the titans interviewed have generated north of 20% compounded returns for decades

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Money for Couples - Ramit Sethi Cover Art

Money for Couples

Money for Couples No More Stress. No More Fights. Just a 10-Step Plan to Create Your Rich Life Together. by Ramit Sethi

This New York Times bestselling book by the author of I Will Teach You to Be Rich shows how to navigate finances while in a relationship. Personal finance juggernaut Ramit Sethi’s program addresses the most common money issues in relationships without using boring budgets or restricting plans. Discover your "Rich Life" by learning to: Stop fighting over money. Get both partners to participate in finances. Reconcile with one partner being the Saver and the other the Spender. Take control of your debt. Packed with enlightening real-world stories, Money for Couples will help you use your money to live a more adventurous, spontaneous, and generous life—together.

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